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IBL Banca

ContosuIBL “18/25” e “26/42”

€6.00 / month

Quoted fee: €72.00 / year

Standard fee: €72.00 / year

Free

Age

Minimum age: 18 · Under age: 43

Fees and discounts

Select a fee only if all its conditions apply; discounts do not stack.

Free Conditional

Age

Minimum age: 18 · Under age: 43

Who can apply

All of these conditions

  • Age

    Minimum age: 18 · Under age: 43

  • Residence

    Residence: Italian resident

  • New customers

  • Customer type

    Customers: personal customers

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

ProfileOnlineBranch
Young people

€11.45 Stamp duty includedOnly with extra conditions or during a promotion

€32.00 Stamp duty includedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€27.25 Stamp duty includedOnly with extra conditions or during a promotion

€45.90 Stamp duty includedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

Families, low usage

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€22.35 Stamp duty includedOnly with extra conditions or during a promotion

€97.10 Stamp duty includedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€57.60 Stamp duty includedOnly with extra conditions or during a promotion

€132.35 Stamp duty includedOnly with extra conditions or during a promotion

Families, medium usage

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€50.85 Stamp duty includedOnly with extra conditions or during a promotion

€147.80 Stamp duty includedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€78.65 Stamp duty includedOnly with extra conditions or during a promotion

€175.60 Stamp duty includedOnly with extra conditions or during a promotion

Families, high usage

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€50.85 Stamp duty includedOnly with extra conditions or during a promotion

€146.70 Stamp duty includedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€31.35 Stamp duty includedOnly with extra conditions or during a promotion

€181.45 Stamp duty includedOnly with extra conditions or during a promotion

Pensioners, low usage

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€84.15 Stamp duty includedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€105 Stamp duty includedOnly with extra conditions or during a promotion

Pensioners, medium usage

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€139.90 Stamp duty includedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

Not applicable Stamp duty excludedOnly with extra conditions or during a promotion

€167.70 Stamp duty includedOnly with extra conditions or during a promotion

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
€0.95
Other-bank ATM withdrawals
€0.95 · 5 free transactions / month
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
2.5% · min. €2.00 · max. €5.00

Account-linked cards

Debit card
Free
Card issue fee: Free
Card replacement: €12.00
Credit card
€29.90 / year
Prepaid card
Free
Card issue fee: Free

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
—
Joint account
No
Branch banking
Yes
Cash deposits
—
Italian IBAN
—
F24 tax payments
—
Debit card available
Yes
Apple Pay
Yes
Google Pay
Yes
App available in English
—
Account opening in English
—
Customer support in English
—

Data updated Nov 11, 2026

Documents and sources

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