BDS On Demand
€7.30 / month
Standard fee: €7.30 / month
€2.00 / month · For 3 months
Pro Plan for new customers who open online: €2/month for the first three months, then €7.30/month barring reduction requirements. New customer means not already a holder or co-holder of an account.
€2.00 / month
Pro Plan at €2/month for account holders under 35; in case of joint account, all holders must be under 35. Age recorded at the end of the month, discount applied to the current month until the 35th birthday.
€2.00 / month
Pro Plan at €2/month with salary/pension credit or at least one incoming transfer equal to or greater than €1,000/month, excluding internal transfers. Reduction applied to the month following the assessment.
Fees and discounts
Select a fee only if all its conditions apply; discounts do not stack.
€2.00 / month Conditional
For 3 months
Pro Plan for new customers who open online: €2/month for the first three months, then €7.30/month barring reduction requirements. New customer means not already a holder or co-holder of an account.
All of these conditions
New customers without an account held or co-held at the bank.
Alternative prices for the same plan; reductions cannot be combined.
€2.00 / month Conditional
Pro Plan at €2/month for account holders under 35; in case of joint account, all holders must be under 35. Age recorded at the end of the month, discount applied to the current month until the 35th birthday.
All of these conditions
All under 35 account holders, verified monthly at the end of the month.
Alternative prices for the same plan; reductions cannot be combined.
€2.00 / month Conditional
Pro Plan at €2/month with salary/pension credit or at least one incoming transfer equal to or greater than €1,000/month, excluding internal transfers. Reduction applied to the month following the assessment.
Any of these conditions
Salary or pension credit
At least one incoming bank transfer of an amount equal to or greater than €1,000/month, excluding account transfers.
Alternative prices for the same plan; reductions cannot be combined.
Who can apply
All of these conditions
Aged between 18 and 75
Residence and tax residence in Italy.
Reserved for new customers (who are not account holders or co-holders).
All ISC / ICC profiles
Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.
| Profile | Online | Branch |
|---|---|---|
| YOUTH (164 annual operations) | €48.75 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. | €85.25 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. |
| HOUSEHOLDS WITH LOW ACTIVITY (201 annual transactions) | €51.60 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. | €103.85 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. |
| HOUSEHOLDS WITH MEDIUM ACTIVITY (228 annual transactions) | €142.18 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. | €190.18 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. |
| HOUSEHOLDS WITH HIGH ACTIVITY (253 annual transactions) | €141.78 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. | €200.53 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. |
| PENSIONERS WITH LOW ACTIVITY (124 annual transactions) | €45.95 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. | €93.20 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. |
| PENSIONERS WITH MEDIUM ACTIVITY (189 annual transactions) | €69.38 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. | €132.38 Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices. |
Stamp duty excluded
Tax and other charges
- Stamp duty
- €34.20 / year
- Separate from the fee; applicability is conditional.
- Tax paid by the bank
- No
- Account opening fee
- Free
- Online SEPA transfers
- Free
- Other-bank ATM withdrawals
- €2.70
- Own-bank withdrawals
- Free · Unlimited free transactions
- Foreign-currency withdrawals
- —
Account-linked cards
- Debit card
- Free / month
- Card issue fee: Free
- Credit card
- €3.00 / month
Features
- Free without conditions
- No
- Free with conditions
- —
- Free for an initial period
- —
- Joint account
- Yes
- Branch banking
- Yes
- Cash deposits
- Yes
- Italian IBAN
- Yes
- F24 tax payments
- Yes
- Debit card available
- Yes
- Apple Pay
- Yes
- Google Pay
- Yes
- App available in English
- —
- Account opening in English
- —
- Customer support in English
- —
Bank apps
Provider apps: check that your product is supported. Store availability does not establish English support.
BPER
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