
Conto Corrente BNL X Semplifica ogni giorno - Modulo Full
€17.70 / month
Standard fee: €17.70 / month
€15.70 / month
In months with salary or pension credit into the account, with ABI 27 reason code.
€16.70 / month
At least one holder owns a Protection Product in the Policy List - €1.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
€14.70 / month
At least one holder owns a Protection Product in the Policy List - €3.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
Other fee options (6)
Fees and discounts
Select a fee only if all its conditions apply; discounts do not stack.
€15.70 / month Conditional
In months with salary or pension credit into the account, with ABI 27 reason code.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€16.70 / month Conditional
At least one holder owns a Protection Product in the Policy List - €1.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€14.70 / month Conditional
At least one holder owns a Protection Product in the Policy List - €3.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€16.70 / month Conditional
At least one holder owns an Insurance or Financial Investment Product and in the reference month at least one periodic mutual fund savings plan (PAC) payment has been arranged with debit on the modular account.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€17.20 / month Conditional
From the 3rd year from the account opening date; applicable seniority tier, without adding previous tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€16.70 / month Conditional
From the 5th year from the account opening date; applicable seniority tier, without adding previous tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€15.70 / month Conditional
From the 10th year from the account opening date; applicable seniority tier, without adding previous tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€9.20 / month Conditional
Qualifying assets of at least €75,000: products/relations held or placed by the bank, excluding current account, deposit account, savings deposits, repurchase agreements, certificates of deposit, bonds, government securities, and shares. Values available at the end of the previous month; same account holder name, including products held individually by co-holders and bearer securities belonging to them. The reached tier applies, not the sum of the two tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
Free / month Conditional
Qualifying assets of at least €150,000: products/relations held or placed by the bank, excluding current account, deposit account, savings deposits, repurchase agreements, certificates of deposit, bonds, government securities, and shares. Values available at the end of the previous month; same account holder name, including products held individually by co-holders and bearer securities belonging to them. The reached tier applies, not the sum of the two tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
Who can apply
Available to adults residing in Italy, can be held jointly by up to a maximum of three individuals.
Full conditions
All of these conditions
Individuals aged 18 or over.
Residents of Italy.
All ISC / ICC profiles
Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.
| Profile | Online | Branch |
|---|---|---|
| YOUTH | €215.40 | €223.40 |
| HOUSEHOLDS WITH LOW ACTIVITY | €188.40 | €196.40 |
| HOUSEHOLDS WITH MEDIUM ACTIVITY | €188.40 | €208.40 |
| HOUSEHOLDS WITH HIGH ACTIVITY | €86.40 | €106.40 |
| PENSIONERS WITH LOW ACTIVITY | €188.40 | €196.40 |
| PENSIONERS WITH MEDIUM ACTIVITY | €86.40 | €106.40 |
Stamp duty excluded
Tax and other charges
- Stamp duty
- €34.20 / year
- Separate from the fee; applicability is conditional.
- Tax paid by the bank
- No
- Account opening fee
- Free
- Online SEPA transfers
- Free
- Other-bank ATM withdrawals
- Free · Unlimited free transactions
- Own-bank withdrawals
- Free · Unlimited free transactions
- Foreign-currency withdrawals
- Free
Account-linked cards
- Debit card
- Free / year
- Card issue fee: Free
- Credit card
- Free / year
- Card issue fee: Free
Features
- Free without conditions
- No
- Free with conditions
- Yes
- Free for an initial period
- —
- Joint account
- Yes
- Branch banking
- Yes
- Cash deposits
- Yes
- Italian IBAN
- Yes
- F24 tax payments
- Yes
- Debit card available
- Yes
- Apple Pay
- Yes
- Google Pay
- Yes
- App available in English
- —
- Account opening in English
- —
- Customer support in English
- —
Bank apps
Provider apps: check that your product is supported. Store availability does not establish English support.
BNL
Documents and sources
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