Conto Corrente BNL X Semplifica ogni giorno - Modulo Powered
€9.70 / month
Standard fee: €9.70 / month
€7.70 / month
In months with salary or pension credit into the account, with ABI 27 reason code.
€8.70 / month
At least one holder owns a Protection Product in the Policy List - €1.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
€6.70 / month
At least one holder owns a Protection Product in the Policy List - €3.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
Other fee options (6)
Fees and discounts
Select a fee only if all its conditions apply; discounts do not stack.
€7.70 / month Conditional
In months with salary or pension credit into the account, with ABI 27 reason code.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€8.70 / month Conditional
At least one holder owns a Protection Product in the Policy List - €1.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€6.70 / month Conditional
At least one holder owns a Protection Product in the Policy List - €3.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€8.70 / month Conditional
At least one holder owns an Insurance or Financial Investment Product and in the reference month at least one periodic mutual fund savings plan (PAC) payment has been arranged with debit on the modular account.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€9.20 / month Conditional
From the 3rd year from the account opening date; applicable seniority tier, without adding previous tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€8.70 / month Conditional
From the 5th year from the account opening date; applicable seniority tier, without adding previous tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€7.70 / month Conditional
From the 10th year from the account opening date; applicable seniority tier, without adding previous tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
€5.20 / month Conditional
Qualifying assets of at least €75,000: products/relations held or placed by the bank, excluding current account, deposit account, savings deposits, repurchase agreements, certificates of deposit, bonds, government securities, and shares. Values available at the end of the previous month; same account holder name, including products held individually by co-holders and bearer securities belonging to them. The reached tier applies, not the sum of the two tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
Free / month Conditional
Qualifying assets of at least €150,000: products/relations held or placed by the bank, excluding current account, deposit account, savings deposits, repurchase agreements, certificates of deposit, bonds, government securities, and shares. Values available at the end of the previous month; same account holder name, including products held individually by co-holders and bearer securities belonging to them. The reached tier applies, not the sum of the two tiers.
Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.
Who can apply
Available to adults residing in Italy, with a maximum of three joint account holders.
Full conditions
All of these conditions
For individuals aged 18 or over
Residents of Italy.
All ISC / ICC profiles
Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.
| Profile | Online | Branch |
|---|---|---|
| YOUTH | €122.30 Guideline values established by the Bank of Italy for accounts without overdraft facilities. | €160.30 Guideline values established by the Bank of Italy for accounts without overdraft facilities. |
| HOUSEHOLDS WITH LOW ACTIVITY | €99.55 Guideline values established by the Bank of Italy for accounts without overdraft facilities. | €150.05 Guideline values established by the Bank of Italy for accounts without overdraft facilities. |
| HOUSEHOLDS WITH MEDIUM ACTIVITY | €148.85 Guideline values established by the Bank of Italy for accounts without overdraft facilities. | €214.85 Guideline values established by the Bank of Italy for accounts without overdraft facilities. |
| HOUSEHOLDS WITH HIGH ACTIVITY | €95.75 Guideline values established by the Bank of Italy for accounts without overdraft facilities. | €170.25 Guideline values established by the Bank of Italy for accounts without overdraft facilities. |
| PENSIONERS WITH LOW ACTIVITY | €96.65 Guideline values established by the Bank of Italy for accounts without overdraft facilities. | €142.15 Guideline values established by the Bank of Italy for accounts without overdraft facilities. |
| PENSIONERS WITH MEDIUM ACTIVITY | €95.30 Guideline values established by the Bank of Italy for accounts without overdraft facilities. | €163.30 Guideline values established by the Bank of Italy for accounts without overdraft facilities. |
Stamp duty excluded
Tax and other charges
- Stamp duty
- €34.20 / year
- Separate from the fee; applicability is conditional.
- Tax paid by the bank
- No
- Account opening fee
- Free
- Online SEPA transfers
- Free
- Other-bank ATM withdrawals
- €2.00 · 2 free transactions / month
- Own-bank withdrawals
- Free · Unlimited free transactions
- Foreign-currency withdrawals
- —
Account-linked cards
- Debit card
- Free / year
- Card issue fee: Free
- Delivery: Free
- Card replacement: Free
- Credit card
- €4.20 / month
- Card issue fee: Free
Other financial terms
Card fee
Payable amount: Free / month
For 12 months
All of these conditions
Free fee for the BNL X Classic credit card for the first 12 months from the issue date.
Features
- Free without conditions
- No
- Free with conditions
- Yes
- Free for an initial period
- —
- Joint account
- Yes
- Branch banking
- Yes
- Cash deposits
- Yes
- Italian IBAN
- Yes
- F24 tax payments
- Yes
- Debit card available
- Yes
- Apple Pay
- Yes
- Google Pay
- Yes
- App available in English
- —
- Account opening in English
- —
- Customer support in English
- —
Bank apps
Provider apps: check that your product is supported. Store availability does not establish English support.
BNL
Documents and sources
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