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Intesa Sanpaolo

XME Conto Gold

€10.90 / month

Standard fee: €10.90 / month

€5.90 / month

At least one salary or pension payment must be credited to this account every two months. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

€4.90 / month

At least one eligible product must be charged to this account: XME Protezione, Polizza Auto ViaggiaConMe or Polizza MotoConMe. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

€2.90 / month

The Valore Insieme Patrimonio 2.0 Package service must be settled on this account; the holder must be the account owner or co-owner. Requirements checked on the 20th of each month; in case of a positive outcome, the discounted price applies in the following month.

Other fee options (1)

Fees and discounts

Select a fee only if all its conditions apply; discounts do not stack.

€5.90 / month Conditional

At least one salary or pension payment must be credited to this account every two months. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

All of these conditions

  • Salary or pension credit (at least one credit to the account every two months).

€4.90 / month Conditional

At least one eligible product must be charged to this account: XME Protezione, Polizza Auto ViaggiaConMe or Polizza MotoConMe. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

€2.90 / month Conditional

The Valore Insieme Patrimonio 2.0 Package service must be settled on this account; the holder must be the account owner or co-owner. Requirements checked on the 20th of each month; in case of a positive outcome, the discounted price applies in the following month.

Free / month Conditional

The Valore Insieme Exclusive Package service must be settled on this account; the holder must be the account owner or co-owner. Requirements checked on the 20th of each month; in case of a positive outcome, the discounted price applies in the following month.

Who can apply

The account requires signing the My Key contract for remote operations and the use of the digital signature.

Full conditions

All of these conditions

  • Dedicated to consumer clients resident and non-resident with an Italian tax code.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

ProfileOnlineBranch
Youth

€135

€142.60

Households with low activity

€109.40

€118

Medium-activity households

€117.70

€127.30

High-activity households

€128

€138.60

Low activity pensioner

€104.20

€112.80

Average activity pensioner

€118.50

€128.10

Stamp duty excluded

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
—
Online SEPA transfers
€0.50
Other-bank ATM withdrawals
€0.50
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
—

Account-linked cards

Debit card
Free / month
Card issue fee: Free
Credit card
Free / month
Card issue fee: Free

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
—
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
—
Google Pay
—
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • Intesa Sanpaolo Mobile

Documents and sources

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