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ConTe.it Prestiti

Prestito Personale

APR (TAEG)

from 6.91%

Valid until Dec 31, 2026

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Personal loan

Amount
€5,000–€30,000
Term
24–84 months
Annual interest rate (TAN)
Not stated
APR range (TAEG)
from 6.91%

Valid until Dec 31, 2026

Lender: Admiral Financial Services Italia S.p.A.

Origination fee
Free
Installment collection
€2.00 / month
Statement delivery
—
Statement stamp duty
Free
Early repayment
1%

With more than 12 months left

0.5%

With at most 12 months left

Free

Any of these conditions

  • When repaying the full debt, up to €10,000

  • When credit insurance repays the loan

  • With a variable rate

Contract stamp duty
€22.50
Registration tax
—
Substitute tax
—
Representative examples

Published lender examples; these are not personal quotes.

€9,000 · 66 months

Installment €195.58 · APR (TAEG) 15.37%

Valid until Dec 31, 2026

Total repayable €13,062.78

Who can apply

All of these conditions

  • Age

    Minimum age: 18 · Under age: 75

  • Residence

    Residence: Italian resident

  • Employment

    Employment status: employee, self-employed, pensioner

  • Another product to hold

    Product: current account · Same holder: Yes

  • Other conditions

Repayment flexibility

Skip an installment
Yes
Paid installments before first use: 12
Minimum months between uses: 6
Maximum uses: 3
Option fee: Free
Reduce an installment
—
Change payment day
—
Additional borrowing
—

Lender: Admiral Financial Services Italia S.p.A.

Distributor: CT FIN S.R.L.

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
Yes
Skip an installment
Yes
Joint borrower
Yes
Guarantor accepted
—
Education
Yes
Home
Yes
Mobility
Yes
Health
Yes
Family
Yes
Sustainability
—
Starting a career
—

Data updated Nov 11, 2026

Documents and sources

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