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Findomestic

Prestito Personale

APR (TAEG)

from 7.87%

Valid until Nov 30, 2026

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Personal loan

Amount
€1,000–€100,000
Term
12–120 months
Annual interest rate (TAN)
Not stated
APR range (TAEG)
Not stated

Lender: Findomestic Banca S.p.A.

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—
Representative examples

Published lender examples; these are not personal quotes.

€16,000 · 96 months

Installment €223 · APR (TAEG) 7.87% to 7.88%

Valid until Nov 30, 2026

Total repayable €21,408

Who can apply

All of these conditions

  • Age

    Minimum age: 18 · Under age: 76

  • Residence

    Residence: Italian resident

  • Income

    Amount (€): 0

  • Another product to hold

    Product: current account

Repayment flexibility

Skip an installment
Yes
Paid installments before first use: 6
Minimum months between uses: 11

Under certain conditions

Reduce an installment
—
Change payment day
—
Additional borrowing
—

Lender: Findomestic Banca S.p.A.

Distributor: Findomestic Banca S.p.A.

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
Yes
Skip an installment
Yes
Joint borrower
—
Guarantor accepted
Yes
Education
Yes
Home
Yes
Mobility
Yes
Health
Yes
Family
Yes
Sustainability
Yes
Starting a career
—

Data updated Nov 11, 2026

Documents and sources

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