Prestito Personale
APR (TAEG)
8.55–9.78%
Who can apply
All of these conditions
Consumer customer with no protested bills or adverse credit records.
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Prestito Personale - Tasso Fisso
Fixed-rate personal loan
- Amount
- up to 75.000 €
- Term
- 19–180 months
- Annual interest rate (TAN)
- 9–9.5%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
Free
Early repayment
- Contract stamp duty
16,00 €
For transactions with a term of 18 months or less
- Registration tax
- —
- Substitute tax
0.25%
For transactions with a term longer than 18 months
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment 380,03 € · APR (TAEG) 9.64%
Total repayable 45.903,28 €
Fixed rate, 10 years
Prestito Personale - Tasso Variabile
Variable-rate personal loan
- Amount
- up to 75.000 €
- Term
- up to 180 months
- Annual interest rate (TAN)
- 9.13%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
Free
Early repayment
- Contract stamp duty
16,00 €
For transactions with a term of 18 months or less
- Registration tax
- —
- Substitute tax
0.25%
For transactions with a term longer than 18 months
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment 382,14 € · APR (TAEG) 9.78%
Total repayable 46.156,94 €
Variable rate, 10 years
Prestito Personale - Tasso Fisso Soci
Fixed-rate personal loan for members
- Amount
- up to 75.000 €
- Term
- 19–180 months
- Annual interest rate (TAN)
- 8–8.5%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
Free
Early repayment
- Contract stamp duty
16,00 €
For transactions with a term of 18 months or less
- Registration tax
- —
- Substitute tax
0.25%
For transactions with a term longer than 18 months
All of these conditions
For Banca Etica members
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment 363,98 € · APR (TAEG) 8.55%
Total repayable 43.977,93 €
Fixed rate, 10 years, members
Prestito Personale - Tasso Variabile Soci
Variable-rate personal loan for members
- Amount
- up to 75.000 €
- Term
- up to 180 months
- Annual interest rate (TAN)
- 8.13%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
Free
Early repayment
- Contract stamp duty
16,00 €
For transactions with a term of 18 months or less
- Registration tax
- —
- Substitute tax
0.25%
For transactions with a term longer than 18 months
All of these conditions
For Banca Etica members
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment 366,05 € · APR (TAEG) 8.69%
Total repayable 44.225,62 €
Variable rate, 10 years, members
Repayment flexibility
Skip an installment: Yes
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- —
- Option fee:
- Free
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Lender: Banca Popolare Etica Società Cooperativa per Azioni
Features
- Fixed rate available
- Yes
- Variable rate available
- Yes
- Debt consolidation
- —
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- —
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
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