Prestito Personale Bene Comune
APR (TAEG)
8.01–9.23%
Who can apply
All of these conditions
Consumer customer with no protested bills or adverse credit records.
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Bene Comune - Tasso Fisso
Bene Comune – fixed rate
- Amount
- up to 75.000 €
- Term
- 19–180 months
- Annual interest rate (TAN)
- 8.5–9%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free / month
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
Free
Early repayment fee
- Contract stamp duty
16,00 €
Transactions with a term of 18 months or less
All of these conditions
Stamp duty is not due if the loan is settled on a current account opened at the same bank.
- Registration tax
- —
- Substitute tax
0.25%
Transactions with a term longer than 18 months
- Cost conditions
- Disbursement fees (processing fees): up to 5.000,00 €: 80,00 €; above: 1% Minimum: 250,00 €.
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment — · APR (TAEG) 9.09%
Total repayable 44.934,85 €
Fixed rate, 10 years
Bene Comune - Tasso Variabile
Bene Comune – variable rate
- Amount
- up to 75.000 €
- Term
- up to 180 months
- Annual interest rate (TAN)
- 8.63%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free / month
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
Free
Early repayment
- Contract stamp duty
16,00 €
Transactions with a term of 18 months or less
- Registration tax
- —
- Substitute tax
0.25%
Transactions with a term longer than 18 months
- Cost conditions
- Disbursement fees (processing fees): up to 5.000,00 €: 80,00 €; above: 1% Minimum: 250,00 €.
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment — · APR (TAEG) 9.23%
Total repayable 45.185,54 €
Variable rate, 3-month Euribor/360, 10 years
Bene Comune - Tasso Fisso (Soci)
Bene Comune – fixed rate for members
- Amount
- up to 75.000 €
- Term
- 19–180 months
- Annual interest rate (TAN)
- 7.5–8%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free / month
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
- —
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
- —
All of these conditions
For Banca Etica members
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment — · APR (TAEG) 8.01%
Total repayable 43.032,64 €
Fixed rate, 10 years, members
Bene Comune - Tasso Variabile (Soci)
Bene Comune – variable rate for members
- Amount
- up to 75.000 €
- Term
- up to 180 months
- Annual interest rate (TAN)
- 7.63%
- APR range (TAEG)
- Not available
Lender: Banca Popolare Etica Società Cooperativa per Azioni
- Origination fee
- 80,00 € + 1% · min. 250 €
- Installment collection
- Free / month
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
- —
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
- —
All of these conditions
For Banca Etica members
Representative examples
Published lender examples; these are not personal quotes.
30.000 € · 120 months
Installment — · APR (TAEG) 8.15%
Total repayable 43.277,29 €
Variable rate, 3-month Euribor/360, members, 10 years
Repayment flexibility
Skip an installment: Yes
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- —
- Option fee:
- Free
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Lender: Banca Popolare Etica Società Cooperativa per Azioni
Features
- Fixed rate available
- Yes
- Variable rate available
- Yes
- Debt consolidation
- —
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- —
- Education
- —
- Home
- —
- Mobility
- Yes
- Health
- Yes
- Family
- Yes
- Sustainability
- Yes
- Starting a career
- —
Similar offers
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APR (TAEG)
8.55%
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Prestito Personale Online
APR (TAEG)
6.5%