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Banca Etica

Prestito Personale Online

APR (TAEG)

6.5–9.36%

Who can apply

All of these conditions

  • Aged 18 or over

  • Banca Etica customer or member with access to the customer area (or opening an account with Banca Etica)

  • No protested bills or adverse credit records, and adequate documented repayment capacity

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Personale Soci

For Banca Etica members.

Amount
up to 30.000 €
Term
12–120 months
Annual interest rate (TAN)
6%
APR range (TAEG)
Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Linked account: Banca Etica Account

Origination fee
0.75% · min. 25,00 €
Installment collection
Free / month
Statement delivery
Free
Statement stamp duty
—
Early repayment

Free

Early repayment fee

Contract stamp duty

16,00 €

For transactions with a term of 18 months or less

Registration tax
—
Substitute tax

0.25%

For transactions with a term longer than 18 months

Representative examples

Published lender examples; these are not personal quotes.

10.000 € · 18 months

Installment — · APR (TAEG) 7.2%

Total repayable 10.556,71 €

Members Personal Loan – 18 months

10.000 € · 60 months

Installment 193,33 € · APR (TAEG) 6.5%

Total repayable 11.674,68 €

Members Personal Loan – 5 years

Prestito Personale Clienti

For Banca Etica customers who are not members

Amount
up to 30.000 €
Term
12–120 months
Annual interest rate (TAN)
8%
APR range (TAEG)
Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Linked account: Banca Etica Account

Origination fee
0.75% · min. 25,00 €
Installment collection
Free / month
Statement delivery
Free
Statement stamp duty
—
Early repayment

Free

Early repayment fee

Contract stamp duty

16,00 €

For transactions with a term of 18 months or less

Registration tax
—
Substitute tax

0.25%

For transactions with a term longer than 18 months

Representative examples

Published lender examples; these are not personal quotes.

10.000 € · 18 months

Installment — · APR (TAEG) 9.36%

Total repayable 10.720,25 €

Personal Loan – 18 months

10.000 € · 60 months

Installment 202,76 € · APR (TAEG) 8.64%

Total repayable 12.240,84 €

Personal Loan – 5 years

Prestito Personale Online Under 35

For people aged 18 to 35

Amount
up to 30.000 €
Term
18–120 months
Annual interest rate (TAN)
7%
APR range (TAEG)
Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Linked account: Banca Etica Account

Origination fee
0.75% · min. 25,00 €
Installment collection
Free / month
Statement delivery
Free
Statement stamp duty
—
Early repayment

Free

Early repayment fee

Contract stamp duty

16,00 €

For transactions with a term of 18 months or less

Registration tax
—
Substitute tax

0.25%

For transactions with a term longer than 18 months

All of these conditions

  • Aged 18 to 35 when the agreement is signed

Representative examples

Published lender examples; these are not personal quotes.

10.000 € · 18 months

Installment — · APR (TAEG) 8.27%

Total repayable 10.638,30 €

Personal Loan Under 35 – 18 months

10.000 € · 60 months

Installment 198,01 € · APR (TAEG) 7.57%

Total repayable 11.955,72 €

Personal Loan Under 35 – 5 years

Repayment flexibility

Skip an installment: —

Reduce an installment: —

Change payment day: —

Additional borrowing: —

Other financial terms

Other financial terms

Payable amount: 6%

For Banca Etica customers who are not members

All of these conditions

  • Promotional terms available until 31 December 2026

Other financial terms

Payable amount: 6%

For people aged 18 to 35

All of these conditions

  • Aged 18 to 35 when the agreement is signed

All of these conditions

  • Promotional terms available until 31 December 2026

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
—
Skip an installment
—
Joint borrower
—
Guarantor accepted
—
Education
—
Home
—
Mobility
—
Health
—
Family
—
Sustainability
—
Starting a career
—
Documents and sources

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