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Conto Corrente Smile

Free

Who can apply

All of these conditions

  • Customer type

    Customers: personal customers

  • Residence

    Residence: Italian resident

  • Age

    Minimum age: 18

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

ProfileOnlineBranch
Young people

€15.00

Not applicable

Families, low usage

€9.50

Not applicable

Families, medium usage

€17.50

Not applicable

Pensioners, low usage

€6.00

Not applicable

Stamp duty excluded

Tax and other charges

Stamp duty
Stamp duty paid by the bank
Tax paid by the bank
Yes
Account opening fee
Free
Online SEPA transfers
€0.50
Other-bank ATM withdrawals
€1.50
Foreign-currency withdrawals
—

Account-linked cards

Debit card
Free
Card issue fee: Free
Delivery: Free
Card replacement: €5.00
Foreign-currency payments: Free
Other financial terms

Debit card

Payable amount: €1.00 / month

Under certain conditions

Features

Free without conditions
Yes
Free with conditions
—
Free for an initial period
—
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
—
Google Pay
—
App available in English
—
Account opening in English
—
Customer support in English
—

Data updated Nov 11, 2026

Documents and sources

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