Conto Corrente Privati Credem Link
€0.00 / month
Who can apply
Account intended for adult consumers resident in Italy, single-holder, with specific exclusions for recent former clients and Internet Banking or Private Banking holders.
Full conditions
All of these conditions
Reserved for adult consumer customers
Residence in Italy.
Consumers who have active Credem current accounts or accounts closed less than 18 months ago, Internet Banking holders, or relationships with Credem Euromobiliare Private Banking active or closed less than 10 years ago cannot open the account.
All ISC / ICC profiles
Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.
| Profile | Online | Branch |
|---|---|---|
| YOUTH (164 annual operations) | €47.59 | €64.17 |
| HOUSEHOLDS WITH LOW ACTIVITY (201 annual transactions) | €32.42 | €54.35 |
| HOUSEHOLDS WITH MEDIUM ACTIVITY (228 annual transactions) | €82.11 | €109.44 |
| HOUSEHOLDS WITH HIGH ACTIVITY (253 annual transactions) | €79.80 | €112.68 |
| PENSIONERS WITH LOW ACTIVITY (124 annual transactions) | €27.23 | €49.06 |
| PENSIONERS WITH MEDIUM ACTIVITY (189 annual transactions) | €73.45 | €100.88 |
Stamp duty excluded
Tax and other charges
- Stamp duty
- €34.20 / year
- Separate from the fee; applicability is conditional.
- Tax paid by the bank
- No
- Account opening fee
- Free
- Online SEPA transfers
- €0.50
- Other-bank ATM withdrawals
- €1.90 · 24 free transactions
- Own-bank withdrawals
- Free · Unlimited free transactions
- Foreign-currency withdrawals
- €2.00
Account-linked cards
- Debit card
- Free / month
- Card issue fee: Free
- Delivery: Free
- Card replacement: Free
- Foreign-currency payments: 2%
- Credit card
- Free / year
- Card issue fee: Free
- Delivery: Free
- Card replacement: €15.00
- Foreign-currency payments: 1%
- Prepaid card
- —
Other financial terms
Card fee
Payable amount: Free / year
For year
All of these conditions
First year of issuance for the Ego Classic credit card
Card fee
Payable amount: Free / year
For year
All of these conditions
Spending above €6,000 in the 12 months before the fee renewal date.
Features
- Free without conditions
- Yes
- Free with conditions
- —
- Free for an initial period
- —
- Joint account
- No
- Branch banking
- Yes
- Cash deposits
- Yes
- Italian IBAN
- Yes
- F24 tax payments
- Yes
- Debit card available
- Yes
- Apple Pay
- Yes
- Google Pay
- Yes
- App available in English
- —
- Account opening in English
- —
- Customer support in English
- —
Bank apps
Provider apps: check that your product is supported. Store availability does not establish English support.
Credem Banca per privati
Documents and sources
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