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BPER Banca

BPER On Demand - Light

€5.30 / month

Standard fee: €5.30 / month

Free / month · For 3 months

Free / month

The fee remains at €0 if the holder is under 35 or if they carry out a salary/pension credit or receive a monthly transfer of at least €1,000.

Fees and discounts

Select a fee only if all its conditions apply; discounts do not stack.

Free / month bank_basis_introductory_or_scoped

For 3 months

Valid for the first 3 months from opening

Free / month Conditional

The fee remains at €0 if the holder is under 35 or if they carry out a salary/pension credit or receive a monthly transfer of at least €1,000.

Any of these conditions

  • Under 35 account holder

  • Salary or pension credit

  • Monthly incoming bank transfer equal to or greater than 1.000 euros

Who can apply

Account reserved for adult natural persons (up to 74 years old), new clients resident in Italy, available for online subscription.

Full conditions

All of these conditions

  • Age between 18 and 74 years

  • Tax residence in Italy.

  • New BPER Banca customers (not account holders or co-holders)

  • Availability of an Italian mobile phone number and valid identity documents

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

ProfileOnlineBranch
YOUTH (164 annual operations)

€48.75 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

€85.25 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

HOUSEHOLDS WITH LOW ACTIVITY (201 annual transactions)

€51.60 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

€103.85 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

HOUSEHOLDS WITH MEDIUM ACTIVITY (228 annual transactions)

€142.18 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

€190.18 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

HOUSEHOLDS WITH HIGH ACTIVITY (253 annual transactions)

€141.78 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

€200.53 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

PENSIONERS WITH LOW ACTIVITY (124 annual transactions)

€45.95 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

€93.20 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

PENSIONERS WITH MEDIUM ACTIVITY (189 annual transactions)

€69.38 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

€132.38 Table of generic fee FID BPER OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). The sources of the Light plan provide for a different service package: it is not confirmed that this ICC represents the selected plan.

Stamp duty excluded

Tax and other charges

Stamp duty
€2.85 / month
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
€1.75
Other-bank ATM withdrawals
€2.70
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
€3.00 + 4%

Account-linked cards

Debit card
Free / month
Card issue fee: Free
Delivery: Free
Foreign-currency payments: 1.5%
Credit card
€3.00 / month
Card issue fee: Free
Prepaid card
—
Other financial terms

Stamp duty

Payable amount: Free / month

Stamp duty exempt if total balance does not exceed €5,000.

All of these conditions

  • Total average balance less than or equal to 5.000 euros

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
Yes
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
Yes
Google Pay
Yes
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • BPER

Documents and sources

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