Prestito UniCredit
APR (TAEG)
8.84–11.04%
Who can apply
All of these conditions
At least 18 years old and no older than 80 when the loan matures.
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Prestito UniCredit - Liquidità Generica
For amounts from 3.001 € to 75.000 € and terms from 36 to 84 months
- Amount
- 3.001 €–75.000 €
- Term
- 36–84 months
- Annual interest rate (TAN)
- 8.5–13%
- APR range (TAEG)
- Not available
Lender: UniCredit S.p.A.
- Origination fee
- 2% · max. 750 €
- Installment collection
- —
- Statement delivery
- 0,60 € / year
- Statement stamp duty
- 2,00 € / year
- Early repayment
1%
If more than one year remains on the agreement
0.5%
If one year or less remains on the agreement
- Contract stamp duty
16,00 €
Waived when serviced through a UniCredit current account
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- The compensation for early repayment is not due if the repayment is made in execution of an insurance contract or if the amount corresponds to the entire residual debt and is equal to or less than 10.000,00 €.
Representative examples
Published lender examples; these are not personal quotes.
8.000 € · 60 months
Installment 171,38 € · APR (TAEG) 11.04%
Total repayable 10.311,80 €
Representative example for general cash-flow needs
Prestito UniCredit - Finalità Green
For green projects covered by ESG regulations
- Amount
- 3.001 €–75.000 €
- Term
- 36–84 months
- Annual interest rate (TAN)
- 7.5–11%
- APR range (TAEG)
- Not available
Lender: UniCredit S.p.A.
- Origination fee
- 2% · max. 750 €
- Installment collection
- —
- Statement delivery
- 0,60 € / year
- Statement stamp duty
- 2,00 € / year
- Early repayment
- —
- Contract stamp duty
16,00 €
Waived when serviced through a UniCredit current account
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- A discount on the APR equal to 2,00 percentage points is provided upon presentation of documentation certifying the implementation of green interventions.
Representative examples
Published lender examples; these are not personal quotes.
8.000 € · 60 months
Installment 163,51 € · APR (TAEG) 8.84%
Total repayable 9.839,60 €
Representative example for an environmental purpose with a two-percentage-point discount on the nominal rate
Prestito UniCredit - Estinzione Altri Prestiti
To repay other loans and obtain additional cash, for amounts from 3.001 € to 75.000 €
- Amount
- 3.001 €–75.000 €
- Term
- 36–120 months
- Annual interest rate (TAN)
- 8.5–13%
- APR range (TAEG)
- Not available
Lender: UniCredit S.p.A.
- Origination fee
- 2% · max. 750 €
- Installment collection
- —
- Statement delivery
- 0,60 € / year
- Statement stamp duty
- 2,00 € / year
- Early repayment
- —
- Contract stamp duty
16,00 €
Waived when serviced through a UniCredit current account
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- A minimum additional liquidity request of 1,000 € is required in addition to the amount necessary to extinguish existing loans.
Prestito UniCredit - Ristrutturazione Immobile
For property renovation, for amounts from 3.001 € to 100.000 €
- Amount
- 3.001 €–100.000 €
- Term
- 36–120 months
- Annual interest rate (TAN)
- 8.5–13%
- APR range (TAEG)
- Not available
Lender: UniCredit S.p.A.
- Origination fee
- 2% · max. 750 €
- Installment collection
- —
- Statement delivery
- 0,60 € / year
- Statement stamp duty
- 2,00 € / year
- Early repayment
- —
- Contract stamp duty
16,00 €
Waived when serviced through a UniCredit current account
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- Amounts exceeding 75,000 € are only allowed for property renovation purposes and only for requests made at a branch, through off-site sales representatives, or customer service.
Repayment flexibility
Skip an installment: Yes
Applies to loans from 3.001,00 € to 30.000,00 € with terms from 36 to 84 months
- Paid installments before first use:
- 9
- Minimum months between uses:
- 6
- Maximum uses:
- 1 · Applies to loans from 3.001,00 € to 30.000,00 € with terms from 36 to 84 months
- Option fee:
- Free
Reduce an installment: Yes
Applies to loans from 3.001,00 € to 30.000,00 € with terms from 36 to 84 months
- Paid installments before first use:
- 9
- Minimum months between uses:
- —
- Maximum uses:
- — · Applies to loans from 3.001,00 € to 30.000,00 € with terms from 36 to 84 months
- Option fee:
- 10,00 €
Change payment day: —
Additional borrowing: Yes
Loan Recharge Option applicable to loans ranging from 3.001,00 to 30.000,00 Euros and durations from 36 to 84 months
- Paid installments before first use:
- 12
- Minimum months between uses:
- —
- Maximum uses:
- 3 · Loan Recharge Option applicable to loans ranging from 3.001,00 to 30.000,00 Euros and durations from 36 to 84 months
- Option fee:
- 10,00 €
Lender: UniCredit S.p.A.
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- Yes
- Skip an installment
- Yes
- Joint borrower
- Yes
- Guarantor accepted
- —
- Education
- —
- Home
- Yes
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- Yes
- Starting a career
- —
Similar offers
UniCredit
Prestito Fondo per lo Studio di
APR (TAEG)
—
UniCredit
Ad Honorem
APR (TAEG)
—