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UniCredit

Prestito Fondo per lo Studio di UniCredit

APR (TAEG)

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Who can apply

For students aged 18 to 40 who meet the admission requirements verified by Habacus srl.

All of these conditions

  • The loan is for students aged 18 to 40.

  • Meet the admission requirements for a degree, master’s, specialist or doctoral programme, language course or ITS Academy, as verified in advance by the certification company Habacus srl.

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Fondo per lo Studio

Loan for study programmes in Italy or abroad, guaranteed by the Study Fund (Consap)

Amount
up to 70.000 €
Term
36–84 months
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: UniCredit S.p.A.

Linked account: UniCredit current account, prepaid card with IBAN (for amounts up to €30,000), or an account with another bank

Origination fee
Free
Installment collection
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Statement delivery
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Statement stamp duty
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Early repayment
—
Contract stamp duty
—
Registration tax
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Substitute tax
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Cost conditions
No processing fees provided.

Repayment flexibility

Skip an installment: Yes

Temporary suspension of installment payments up to a maximum of 12 months

Paid installments before first use:
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Minimum months between uses:
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Maximum uses:
— · Temporary suspension of installment payments up to a maximum of 12 months
Option fee:
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All of these conditions

  • When serious, documented personal circumstances arise (such as death or loss of self-sufficiency), supported by appropriate documentation.

Reduce an installment: —

Change payment day: —

Additional borrowing: —

Lender: UniCredit S.p.A.

Distributor: UniCredit S.p.A.

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
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Skip an installment
Yes
Joint borrower
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Guarantor accepted
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Education
Yes
Home
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Mobility
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Health
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Family
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Sustainability
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Starting a career
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Documents and sources

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