ExtraPrestito

ExtraPrestito

Fixed-rate personal loan for any purpose

Amount

€6,000–€25,000

Term

24–84 months

Annual interest rate (TAN)

14.5%

APR range (TAEG)

Not available

Lender: EXTRABANCA S.p.A.

Origination fee

1.2% · min. €70.00

Installment collection

€4.00 / month

Statement delivery

€1.00 / —

Statement stamp duty

—

Early repayment

1%

if the remaining life of the contract is greater than one year

0.5%

if the remaining life of the contract is equal to or less than one year

Contract stamp duty

—

Registration tax

—

Substitute tax

0.25%

for loans with a duration exceeding 18 months with the exercise of the option referred to in art. 17 D.P.R. 601/1973

Cost conditions

The compensation cannot exceed the amount of interest for the remaining life. It is not due in the case of guarantee insurance, non-fixed rate, residual debt <= €10,000 or portability (art. 120-quater TUB).