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ING Italia

Prestito Arancio

APR (TAEG)

14.42–17.54%

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Arancio

Unsecured personal loan

Amount
€3,000–€50,000
Term
12–120 months
Annual interest rate (TAN)
up to 12.99%
APR range (TAEG)
up to 17.54%

Lender: ING BANK N.V. Milan Branch

Origination fee
1% · min. €35.00 · max. €300
Installment collection
Free
Statement delivery
Free
Statement stamp duty
—
Early repayment

Free

No compensation is payable to the bank if the customer repays the loan early.

Contract stamp duty
—
Registration tax
—
Substitute tax
—
Representative examples

Published lender examples; these are not personal quotes.

€10,000 · 60 months

Installment €227.48 · APR (TAEG) 14.42%

Total repayable €13,773.80

Representative example for a loan whose instalments are not debited to a Conto Corrente Arancio

Repayment flexibility

Skip an installment: Yes

Skip an instalment option

Paid installments before first use:
6
Minimum months between uses:
12
Maximum uses:
3 · Skip an instalment option
Option fee:
Free

Reduce an installment: Yes

Reduce Installment Option

Paid installments before first use:
6
Minimum months between uses:
12
Maximum uses:
2 · Reduce Installment Option
Option fee:
Free

Change payment day: —

Additional borrowing: —

Other financial terms

Other financial terms

Reduction: 0.5%

Unsecured personal loan

You get a 0.50% discount on the nominal annual rate if you debit the loan instalments to Conto Corrente Arancio.

Lender: ING BANK N.V. Milan Branch

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
—
Skip an installment
Yes
Joint borrower
Yes
Guarantor accepted
Yes
Education
—
Home
Yes
Mobility
Yes
Health
—
Family
—
Sustainability
—
Starting a career
—
Documents and sources

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