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Cofidis

Prestito Personale

APR (TAEG)

from 6.5%

Valid until Jan 14, 2027

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Personal loan

Amount
€3,000–€15,000
Term
up to 84 months
Annual interest rate (TAN)
Not stated
APR range (TAEG)
6.5–14.9%

Valid until Jan 14, 2027

Lender: Cofidis S.A., Succursale italiana

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—
Representative examples

Published lender examples; these are not personal quotes.

€5,000 · 60 months

Installment €97.15 · APR (TAEG) 6.5%

Valid until Jan 14, 2027

Total repayable €5,841.50

€5,000 · 60 months

Installment €115.97 · APR (TAEG) 14.9%

Valid until Jan 14, 2027

Total repayable €6,970.70

Repayment flexibility

Skip an installment
—
Reduce an installment
—
Change payment day
—
Additional borrowing
—

Lender: Cofidis S.A., Succursale italiana

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
—
Skip an installment
—
Joint borrower
—
Guarantor accepted
—
Education
—
Home
Yes
Mobility
—
Health
—
Family
—
Sustainability
—
Starting a career
—

Data updated Nov 11, 2026

Documents and sources

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