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BancoPosta

Prestito BancoPosta Online

APR (TAEG)

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Who can apply

All of these conditions

  • You are at least 18 years old.

  • if you are resident in Italy

  • You have verifiable income earned in Italy from employment or a pension (self-employed, employee or pensioner).

  • You have registered on poste.it and hold a BancoPosta account that has been active for at least 30 days; BancoPosta Internet Banking must be activated.

General offer terms

Costs not documented

Not available

Repayment flexibility

Skip an installment: Yes

maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end

Paid installments before first use:
6
Minimum months between uses:
12
Maximum uses:
3 · maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end
Option fee:
—

Reduce an installment: Yes

modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month

Paid installments before first use:
6
Minimum months between uses:
1
Maximum uses:
— · modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month
Option fee:
—

Change payment day: —

Additional borrowing: —

Lender: Findomestic Banca S.p.A.

Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
No
Skip an installment
Yes
Joint borrower
—
Guarantor accepted
Yes
Education
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Home
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Mobility
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Health
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Family
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Sustainability
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Starting a career
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Documents and sources

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