
Prestito BancoPosta Online
APR (TAEG)
—
Who can apply
All of these conditions
You are at least 18 years old.
if you are resident in Italy
You have verifiable income earned in Italy from employment or a pension (self-employed, employee or pensioner).
You have registered on poste.it and hold a BancoPosta account that has been active for at least 30 days; BancoPosta Internet Banking must be activated.
General offer terms
Costs not documented
Not available
Repayment flexibility
Skip an installment: Yes
maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end
- Paid installments before first use:
- 6
- Minimum months between uses:
- 12
- Maximum uses:
- 3 · maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end
- Option fee:
- —
Reduce an installment: Yes
modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month
- Paid installments before first use:
- 6
- Minimum months between uses:
- 1
- Maximum uses:
- — · modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month
- Option fee:
- —
Change payment day: —
Additional borrowing: —
Lender: Findomestic Banca S.p.A.
Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- No
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- Yes
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
Documents and sources
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