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BancoPosta

Prestito BancoPosta Flessibile Maxi

APR (TAEG)

12.74%

Who can apply

For holders of a Libretto Ordinario or Libretto Smart for at least 30 days, who are resident in Italy and can provide proof of income.

All of these conditions

  • Resident in Italy

  • Verifiable employment or pension income earned in Italy

  • For holders of a Libretto Ordinario or Libretto Smart for at least 30 days.

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Finanziamento Santander Consumer Bank S.p.A.

Terms available to all customers for amounts from 30.001 € to 60.000 €

Amount
30.001 €–60.000 €
Term
36–108 months
Annual interest rate (TAN)
up to 12.5%
APR range (TAEG)
up to 12.74%

Lender: Santander Consumer Bank S.p.A.

Origination fee
Free
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment

1%

if more than one year remains on the agreement

0.5%

if one year or less remains on the agreement

Contract stamp duty

42,50 €

Stamp duty/substitute tax on the agreement is payable by the customer

Registration tax
—
Substitute tax
—

Repayment flexibility

Skip an installment: Yes

BancoPosta Flexible Maxi Loan

Paid installments before first use:
6
Minimum months between uses:
12
Maximum uses:
3 · BancoPosta Flexible Maxi Loan
Option fee:
—

Reduce an installment: Yes

BancoPosta Flexible Maxi Loan

Paid installments before first use:
6
Minimum months between uses:
1
Maximum uses:
— · BancoPosta Flexible Maxi Loan
Option fee:
—

Change payment day: —

Additional borrowing: —

Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
—
Skip an installment
Yes
Joint borrower
Yes
Guarantor accepted
Yes
Education
—
Home
—
Mobility
—
Health
—
Family
—
Sustainability
—
Starting a career
—
Documents and sources

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