Conto Corrente Genius
€1.90 / month
Standard fee: €1.90 / month
Free / month
The monthly fee of euro 1,90 may be zeroed in the presence of a salary credit, pension or recurring transfer channeled into the account of an amount equal to or greater than €750.00.
Fees and discounts
Select a fee only if all its conditions apply; discounts do not stack.
Free / month Conditional
The monthly fee of euro 1,90 may be zeroed in the presence of a salary credit, pension or recurring transfer channeled into the account of an amount equal to or greater than €750.00.
All of these conditions
Salary/pension credit or recurring transfer to the account of at least €750.00
Who can apply
Account dedicated to adult natural persons resident in Italy, for purposes unrelated to business or professional activity.
Full conditions
All of these conditions
Individuals aged 18 or over.
Residents of Italy.
All ISC / ICC profiles
Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.
| Profile | Online | Branch |
|---|---|---|
| Youth (164 annual operations) | €28.20 | €116.10 |
| Low-activity households (201 annual operations) | €24.40 | €150.30 |
| Medium-activity households (228 annual operations) | €90.60 | €212.25 |
| High-activity households (253 annual operations) | €89.20 | €226.60 |
| Pensioners with low activity (124 annual transactions) | €19.10 | €118.50 |
| Pensioners with medium activity (189 annual transactions) | €80.00 | €200.40 |
Stamp duty excluded
Tax and other charges
- Stamp duty
- €34.20 / year
- Separate from the fee; applicability is conditional.
- Tax paid by the bank
- No
- Account opening fee
- Free
- Online SEPA transfers
- €1.30
- Other-bank ATM withdrawals
- €2.00
- Own-bank withdrawals
- Free · Unlimited free transactions
- Foreign-currency withdrawals
- €2.00
Account-linked cards
- Debit card
- Free / year
- Card issue fee: €3.50
- Delivery: €5.70
- Credit card
- €43.00 / year
- Card issue fee: €10.00
Features
- Free without conditions
- No
- Free with conditions
- Yes
- Free for an initial period
- —
- Joint account
- Yes
- Branch banking
- Yes
- Cash deposits
- Yes
- Italian IBAN
- Yes
- F24 tax payments
- Yes
- Debit card available
- Yes
- Apple Pay
- Yes
- Google Pay
- Yes
- App available in English
- —
- Account opening in English
- —
- Customer support in English
- —
Bank apps
Provider apps: check that your product is supported. Store availability does not establish English support.
See the bank’s appsSimilar offers
Banco BPM
Conto Corrente Webank
€2.00 / month
BancoPosta
Conto - Opzione Start Giovani
€2.00 / month
Banca Sella
Conto Sella Start
€2.00 / month
Crédit Agricole Italia
Conto Online Crédit Agricole
€2.00 / month
Banco Desio
Conto Corrente D.One
€2.50 / month
UniCredit
Conto Corrente Genius Buddy
€0.00 / month