
Conto BancoPosta - Opzione Start Giovani
€2.00 / month
Standard fee: €2.00 / month
Free / month
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00.
Free / month
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00.
Free / month
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01.
Other fee options (6)
Fees and discounts
Select a fee only if all its conditions apply; discounts do not stack.
Free / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00.
All of these conditions
Qualifying amount 600,00–€1,500.00.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
Free / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00.
All of these conditions
Qualifying amount 1.500,01–€2,500.00.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
Free / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01.
All of these conditions
Qualifying amount at least €2,500.01.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
Free / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 10.000,01–€25,000.00.
All of these conditions
Assets 10.000,01–€25,000.00.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
Free / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 25.000,01–€50,000.00.
All of these conditions
Assets 25.000,01–€50,000.00.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
Free / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 50.000,01–€100,000.00.
All of these conditions
Assets 50.000,01–€100,000.00.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
Free / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets at least €100,000.01.
All of these conditions
Assets at least €100,000.01.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
€1.00 / month Conditional
For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Holder of a Postepay Evolution prepaid card.
All of these conditions
Holder of a Postepay Evolution prepaid card.
Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group.
Free / month Conditional
For 12 months
All of these conditions
Online account promo: online opening by 21/12/2026 with the code PROMOCONTO for the first 12 months.
Who can apply
All of these conditions
Dedicated to adult customers under 30 years of age (available to request up to the age of 29 years and 11 months).
Reserved for individuals for single-owner current accounts.
All ISC / ICC profiles
Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.
| Profile | Online | Branch |
|---|---|---|
| Youth (164) | €46.25 Guideline values established by the Bank of Italy for accounts without overdraft facilities, before reductions. | €53.25 Guideline values established by the Bank of Italy for accounts without overdraft facilities, before reductions. |
| Youth (164) in the presence of fee reduction | €22.25 In the presence of a monthly fee reduction. | €29.25 In the presence of a monthly fee reduction. |
Stamp duty excluded
Tax and other charges
- Stamp duty
- €34.20 / year
- Separate from the fee; applicability is conditional.
- Tax paid by the bank
- No
- Account opening fee
- Free
- Online SEPA transfers
- Free
- Other-bank ATM withdrawals
- €1.75
- Own-bank withdrawals
- Free · Unlimited free transactions
- Foreign-currency withdrawals
- €2.58 + 1.3%
Account-linked cards
- Debit card
- Free / year
- Card issue fee: Free
- Credit card
- €44.00 / year
- Prepaid card
- —
Features
- Free without conditions
- No
- Free with conditions
- Yes
- Free for an initial period
- Yes
- Joint account
- No
- Branch banking
- Yes
- Cash deposits
- Yes
- Italian IBAN
- Yes
- F24 tax payments
- Yes
- Debit card available
- Yes
- Apple Pay
- —
- Google Pay
- —
- App available in English
- —
- Account opening in English
- —
- Customer support in English
- —
Bank apps
Provider apps: check that your product is supported. Store availability does not establish English support.
Poste Italiane
Documents and sources
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