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ING Italia

Carta di Credito Mastercard Gold

See fee details

Free / month

Monthly fee waived with a Conto Corrente Arancio Light account if monthly spending is at least €500 or Pagoflex is active.

Fees and discounts

Select a fee only if all its conditions apply; discounts do not stack.

€2.00 / month Standard fee

Conto Corrente Arancio Light account

Linked account: Arancio Current Account

Network: mastercard

Monthly debit

Free / month Standard fee

Conto Corrente Arancio Più

Linked account: Arancio Current Account

Network: mastercard

Annual fee, charged monthly, waived when Conto Corrente Arancio Più is activated.

Free / month Conditional

Conto Corrente Arancio Light account

Linked account: Arancio Current Account

Monthly fee waived with a Conto Corrente Arancio Light account if monthly spending is at least €500 or Pagoflex is active.

Any of these conditions

  • If the credit card is used for monthly spending of at least €500 in the relevant billing month.

  • In case of active Pagoflex.

Who can apply

The contract takes effect only if the customer activates the card within 12 months of the application date and meets one of the stated alternative conditions.

Full conditions

Any of these conditions

  • Salary or pension credited to the account

  • At activation, an available account balance of at least €3,000 and an average balance of at least €3,000 over the 30 days before the activation request

  • Three monthly credits of at least €1,000 each to the account in consecutive months, with at least 20 days between credits.

  • You must hold a mortgage or personal loan that has been in repayment for at least 6 months and has no overdue, unpaid instalments.

  • You must have held a Conto Arancio for at least 6 months, with an average balance of at least €5,000 over the last 60 days.

Network
Mastercard
Credit limit
up to €3,000
Standard credit limit
€1,500

Repayment

Installments: TAN 0% · TAEG 11.46%

Repay in full

Arancio Current Account

Installments

Transactions eligible for instalment payments.

Annual interest rate (TAN): 0%

Monthly repayment fee: 0.5%

Representative examples

Published lender examples; these are not personal quotes.

Representative example Pagoflex

Amount: €450

Number of installments: 12

Installment: €39.75

APR (TAEG): 11.46%

Total repayable: €477

Cash and foreign-currency fees

Conto Corrente Arancio Light account

Network: Mastercard

Cash advance
4% · min. €3.00
Foreign-currency payments
2%

Linked account: Arancio Current Account

Issuer: ING BANK N.V. Milan Branch

Features

Virtual card
—
Apple Pay
Yes
Google Pay
Yes
Documents and sources

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