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Credem

Carta di credito Ego Classic

€39.00 / year

Standard fee: €39.00 / year

Free / year · For year

Annual membership fee (years after the first)

Free / year · No fixed end date

Free if spending exceeds €6,000 in the 12 months before the fee renewal date.

Fees and discounts

Select a fee only if all its conditions apply; discounts do not stack.

€39.00 / year Later years

Annual membership fee (years after the first)

Annual membership fee debit

Free / year Introductory

For year

Annual membership fee (years after the first)

Free / year Conditional

No fixed end date

Annual membership fee (years after the first)

Free if spending exceeds €6,000 in the 12 months before the fee renewal date.

Network
Visa / Mastercard
Credit limit
—

Repayment

Revolving credit: TAN 13.5%

Repay in full

Repayment in one payment, with no interest

Annual interest rate (TAN): 0%

Revolving credit

Repayment in instalments, with monthly instalment amounts chosen by the customer.

Annual interest rate (TAN): 13.5%

Monthly repayment fee: 1.13%

Installments

Instalment payments for individual transactions.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

Representative examples

Published lender examples; these are not personal quotes.

Representative example of installment payment for individual transactions over 12 months

Amount: €1,500

Number of installments: 12

APR (TAEG): 18.48%

Cash and foreign-currency fees

Annual membership fee (years after the first)

Cash advance
4% · min. €2.50
Foreign-currency payments
0.5%

Transactions in non-euro currencies outside Europe

Foreign-currency payments
1%

Issuer: Credito Emiliano SpA

Features

Virtual card
—
Apple Pay
—
Google Pay
—
Documents and sources

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