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Credem

Carta di Credito Ego Gold

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Who can apply

All of these conditions

  • Offer for consumer customers. Issuance of the credit card and financing is subject to the Bank’s sole approval.

Network
Visa / Mastercard
Credit limit
up to 50.000 €

Repayment

Revolving credit: TAN 12%

Repay in full

Repayment in one payment, with no interest

Revolving credit

Instalment repayment through monthly payments in an amount of your choice.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

Installments

Spread expenses into instalments with Prestincarta.

Annual interest rate (TAN): 11.25%

Monthly repayment fee: 0.94%

Representative examples

Published lender examples; these are not personal quotes.

Example on a single-lump-sum credit utilization of 5.000,00 euros

Amount: 5.000 €

Number of installments: 12

APR (TAEG): 16.24%

Installments

Split individual transactions into instalments by SMS or app.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

Representative examples

Published lender examples; these are not personal quotes.

Example on an amount of 5.000 euros over a period of 12 months

Amount: 5.000 €

Number of installments: 12

APR (TAEG): 17.12%

Cash and foreign-currency fees

Ego Gold Visa Credit Card

Network: Visa

Cash advance
2,50 €
Foreign-currency payments
0.5%

Ego Gold Mastercard Credit Card

Network: Mastercard

Cash advance
2,50 €
Foreign-currency payments
0.5%

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

100 € / year Standard fee

Ego Gold Visa Credit Card

Network: visa

Annual debit or membership fee

100 € / year Standard fee

Ego Gold Mastercard Credit Card

Network: mastercard

Annual debit or membership fee

Issuer: Credito Emiliano SpA

Features

Free without conditions
—
Free with conditions
—
Free for an initial period
—
Repay in full
Yes
Installments
Yes
Revolving credit
Yes
Visa
Yes
Mastercard
Yes
American Express
No
Virtual card
—
Apple Pay
—
Google Pay
Yes
Documents and sources

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