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Credem

Carta di credito Ego Classic

39,00 € / year

Standard fee: 39,00 € / year

Free / year · For year

Annual membership fee (years after the first)

Free / year · No fixed end date

Free if spending exceeds 6.000 € in the 12 months before the fee renewal date.

Network
Visa / Mastercard
Credit limit
—

Repayment

Revolving credit: TAN 13.5%

Repay in full

Repayment in one payment, with no interest

Annual interest rate (TAN): 0%

Revolving credit

Repayment in instalments, with monthly instalment amounts chosen by the customer.

Annual interest rate (TAN): 13.5%

Monthly repayment fee: 1.13%

Installments

Instalment payments for individual transactions.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

Representative examples

Published lender examples; these are not personal quotes.

Representative example of installment payment for individual transactions over 12 months

Amount: 1.500 €

Number of installments: 12

APR (TAEG): 18.48%

Cash and foreign-currency fees

Annual membership fee (years after the first)

Cash advance
4% · min. 2,50 €
Foreign-currency payments
0.5%

Transactions in non-euro currencies outside Europe

Foreign-currency payments
1%

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

39,00 € / year Later years

Annual membership fee (years after the first)

Annual membership fee debit

Free / year Introductory

For year

Annual membership fee (years after the first)

Free / year Conditional

No fixed end date

Annual membership fee (years after the first)

Free if spending exceeds 6.000 € in the 12 months before the fee renewal date.

Issuer: Credito Emiliano SpA

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
Yes
Repay in full
Yes
Installments
Yes
Revolving credit
Yes
Visa
Yes
Mastercard
Yes
American Express
No
Virtual card
—
Apple Pay
—
Google Pay
—
Documents and sources

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