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Carta di Credito Ego Gold

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Fees and discounts

Select a fee only if all its conditions apply; discounts do not stack.

€100 / year Standard fee

Ego Gold Visa Credit Card

Network: visa

Annual debit or membership fee

€100 / year Standard fee

Ego Gold Mastercard Credit Card

Network: mastercard

Annual debit or membership fee

Who can apply

All of these conditions

  • Offer for consumer customers. Issuance of the credit card and financing is subject to the Bank’s sole approval.

Network
Visa / Mastercard
Credit limit
up to €50,000

Repayment

Revolving credit: TAN 12%

Repay in full

Repayment in one payment, with no interest

Revolving credit

Instalment repayment through monthly payments in an amount of your choice.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

Installments

Spread expenses into instalments with Prestincarta.

Annual interest rate (TAN): 11.25%

Monthly repayment fee: 0.94%

Representative examples

Published lender examples; these are not personal quotes.

Example on a single-lump-sum credit utilization of 5.000,00 euros

Amount: €5,000

Number of installments: 12

APR (TAEG): 16.24%

Installments

Split individual transactions into instalments by SMS or app.

Annual interest rate (TAN): 12%

Monthly repayment fee: 1%

Representative examples

Published lender examples; these are not personal quotes.

Example on an amount of 5.000 euros over a period of 12 months

Amount: €5,000

Number of installments: 12

APR (TAEG): 17.12%

Cash and foreign-currency fees

Ego Gold Visa Credit Card

Network: Visa

Cash advance
€2.50
Foreign-currency payments
0.5%

Ego Gold Mastercard Credit Card

Network: Mastercard

Cash advance
€2.50
Foreign-currency payments
0.5%

Issuer: Credito Emiliano SpA

Features

Virtual card
—
Apple Pay
—
Google Pay
Yes
Documents and sources

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