Prestito Fondo per lo Studio di UniCredit
APR (TAEG)
Rate not available
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Prestito Fondo per lo Studio
Loan for study programmes in Italy or abroad, guaranteed by the Study Fund (Consap)
- Amount
- up to €70,000
- Term
- 36–84 months
- Annual interest rate (TAN)
- Not available
- APR range (TAEG)
- Not available
Lender: UniCredit S.p.A.
Linked account: UniCredit current account, prepaid card with IBAN (for amounts up to €30,000), or an account with another bank
- Origination fee
- Free
- Installment collection
- —
- Statement delivery
- —
- Statement stamp duty
- —
- Early repayment
- —
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- No processing fees provided.
Who can apply
For students aged 18 to 40 who meet the admission requirements verified by Habacus srl.
Full conditions
All of these conditions
The loan is for students aged 18 to 40.
Meet the admission requirements for a degree, master’s, specialist or doctoral programme, language course or ITS Academy, as verified in advance by the certification company Habacus srl.
Repayment flexibility
Skip an installment: Yes
Temporary suspension of installment payments up to a maximum of 12 months
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- — · Temporary suspension of installment payments up to a maximum of 12 months
- Option fee:
- —
All of these conditions
When serious, documented personal circumstances arise (such as death or loss of self-sufficiency), supported by appropriate documentation.
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Lender: UniCredit S.p.A.
Distributor: UniCredit S.p.A.
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- —
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- —
- Education
- Yes
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
Documents and sources
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