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Revolut Italia

Prestito Personale Revolut

APR (TAEG)

12.91%

Who can apply

For consumer customers with an active Revolut payment account.

All of these conditions

  • You must already hold a Revolut payment account.

  • You must keep a Revolut payment account open until the loan has been repaid in full.

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Personale Standard

Fixed-term consumer loan or refinancing

Amount
Not available
Term
Not available
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: Revolut Bank UAB

Linked account: Revolut Payment Account

Origination fee
—
Installment collection
—
Statement delivery
2,00 € / year
Statement stamp duty
2,00 € / year
Early repayment

Free

Free full or partial early repayment through the Revolut app

Contract stamp duty

16,00 €

For loans with a term under 18 months linked to an account with a Lithuanian IBAN

0.25%

For loans with a term of 18 months or longer linked to an account with a Lithuanian IBAN

Free

For a loan linked to an Italian account with an Italian IBAN (no stamp duty)

Registration tax
—
Substitute tax

0.25%

For medium- or long-term loans with a term longer than 18 months

Cost conditions
Late payment fee equal to 10% on each overdue amount.
Representative examples

Published lender examples; these are not personal quotes.

2.000 € · 24 months

Installment 94,18 € · APR (TAEG) 12.91%

Typical SECCI example

Repayment flexibility

Skip an installment: —

Reduce an installment: —

Change payment day: —

Additional borrowing: —

Lender: Revolut Bank UAB

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
Yes
Skip an installment
—
Joint borrower
—
Guarantor accepted
—
Education
—
Home
—
Mobility
—
Health
—
Family
—
Sustainability
—
Starting a career
—
Documents and sources