Prestito Personale
APR (TAEG)
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Who can apply
For customers with the Advanced Electronic Signature and Document Dematerialisation services or Remote Digital Signature.
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Prestito Personale
Standard personal loan.
- Amount
- up to €60,000
- Term
- up to 120 months
- Annual interest rate (TAN)
- Not available
- APR range (TAEG)
- Not available
Lender: Banca Monte dei Paschi di Siena S.p.A.
Linked account: Current account
- Origination fee
- —
- Installment collection
- €1.50 / —
- Statement delivery
- Free
- Statement stamp duty
- —
- Early repayment
1%
If more than one year remains on the agreement
0.5%
If one year or less remains on the agreement
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- Installment collection and management fees: bank account direct debit €1.50, postal slip payments €2.00. Periodic communications shipping fees in electronic format €0.00, in paper format €0.56.
Repayment flexibility
Skip an installment: Yes
Starting from the 13th installment, it is possible to exercise the Postpone Installment option for a maximum of 3 times in the life of the loan with intervals of 12 months between one exercise and the next.
- Paid installments before first use:
- 13
- Minimum months between uses:
- 12
- Maximum uses:
- 3 · Starting from the 13th installment, it is possible to exercise the Postpone Installment option for a maximum of 3 times in the life of the loan with intervals of 12 months between one exercise and the next.
- Option fee:
- —
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Lender: Banca Monte dei Paschi di Siena S.p.A.
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- Yes
- Skip an installment
- Yes
- Joint borrower
- Yes
- Guarantor accepted
- —
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
Documents and sources
Similar offers
Banca Monte dei Paschi di Siena
Mps Prestito Uniamo
APR (TAEG)
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