PerTe Prestito Exclusive
APR (TAEG)
14.4–15.8%
Who can apply
Consumer customers aged 18 to under 80 at maturity who provide financial instruments or certificates of deposit as collateral.
All of these conditions
Consumer customers aged 18 to under 80 when the loan matures.
They provide financial instruments and certificates of deposit as collateral in support of the creditworthiness assessment.
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
PerTe Prestito Exclusive - Tasso Fisso (Fino a 75.000 €)
Amount from €10,000 to €75,000, fixed rate
- Amount
- €10,000–€75,000
- Term
- 24–180 months
- Annual interest rate (TAN)
- 9.9%
- APR range (TAEG)
- Not available
Lender: Intesa Sanpaolo S.p.A.
- Origination fee
- 2% · max. €750
- Installment collection
- €2.00 / month
- Statement delivery
- €0.70 / year
- Statement stamp duty
- —
- Early repayment
1%
More than one year remaining
0.5%
One year or less remaining
- Contract stamp duty
€16.00
Loan not serviced through a current account
Free
Loan serviced through a current account
- Registration tax
- —
- Substitute tax
- —
Representative examples
Published lender examples; these are not personal quotes.
€49,234 · 120 months
Installment €657.99 · APR (TAEG) 15.8%
Total repayable €95,030.53
Example for a fixed-rate loan of €50,000 over 120 months
PerTe Prestito Exclusive - Tasso Variabile (Fino a 75.000 €)
Amount from €10,000 to €75,000, variable rate
- Amount
- €10,000–€75,000
- Term
- 24–180 months
- Annual interest rate (TAN)
- Not available
- APR range (TAEG)
- Not available
Lender: Intesa Sanpaolo S.p.A.
- Origination fee
- 2% · max. €750
- Installment collection
- €2.00 / month
- Statement delivery
- €0.70 / year
- Statement stamp duty
- —
- Early repayment
Free
Waived for variable-rate loans
- Contract stamp duty
€16.00
Loan not serviced through a current account
Free
Loan serviced through a current account
- Registration tax
- —
- Substitute tax
- —
PerTe Prestito Exclusive - Tasso Fisso (Da 75.001 a 300.000 €)
Amount from €75,001 to €300,000, fixed rate
- Amount
- €75,001–€300,000
- Term
- 24–180 months
- Annual interest rate (TAN)
- 9.9%
- APR range (TAEG)
- Not available
Lender: Intesa Sanpaolo S.p.A.
- Origination fee
- 2% · max. €750
- Installment collection
- €2.00 / month
- Statement delivery
- €0.70 / year
- Statement stamp duty
- —
- Early repayment
1%
More than one year remaining
0.5%
One year or less remaining
- Contract stamp duty
€16.00
Loan not serviced through a current account
Free
Loan serviced through a current account
- Registration tax
- —
- Substitute tax
- —
Representative examples
Published lender examples; these are not personal quotes.
— · 120 months
Installment €1,315.98 · APR (TAEG) 15.53%
Example for a fixed-rate loan of €100,000 over 120 months
PerTe Prestito Exclusive - Tasso Variabile (Da 75.001 a 300.000 €)
Amount from €75,001 to €300,000, variable rate
- Amount
- €75,001–€300,000
- Term
- 24–180 months
- Annual interest rate (TAN)
- Not available
- APR range (TAEG)
- Not available
Lender: Intesa Sanpaolo S.p.A.
- Origination fee
- 2% · max. €750
- Installment collection
- €2.00 / month
- Statement delivery
- €0.70 / year
- Statement stamp duty
- —
- Early repayment
Free
Waived for variable-rate loans
- Contract stamp duty
€16.00
Loan not serviced through a current account
Free
Loan serviced through a current account
- Registration tax
- —
- Substitute tax
- —
Representative examples
Published lender examples; these are not personal quotes.
— · 120 months
Installment €1,274.62 · APR (TAEG) 14.4%
Example for a variable-rate loan of €100,000 over 120 months
Repayment flexibility
Skip an installment: —
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Lender: Intesa Sanpaolo S.p.A.
Features
- Fixed rate available
- Yes
- Variable rate available
- Yes
- Debt consolidation
- —
- Skip an installment
- —
- Joint borrower
- —
- Guarantor accepted
- Yes
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
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—