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FinecoBank

Prestito Personale Fineco

APR (TAEG)

8.25%

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Personale

Unsecured loan

Amount
up to 50.000 €
Term
Not available
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: FinecoBank S.p.A.

Linked account: Fineco Account

Origination fee
Free
Installment collection
Free
Statement delivery
—
Statement stamp duty
—
Early repayment

0.95%

More than one year remaining on the agreement

0.5%

One year or less remaining on the agreement

Contract stamp duty
—
Registration tax
—
Substitute tax

Free

Substitute tax charge waived

Representative examples

Published lender examples; these are not personal quotes.

11.000 € · 48 months

Installment 268,28 € · APR (TAEG) 8.25%

Total repayable 12.877,63 €

Representative example for an 11.000 € loan repayable over 48 months

Consolidamento Prestiti

Combine existing loans with other banks or finance companies into one loan

Amount
11.000 €–30.000 €
Term
12–72 months
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: FinecoBank S.p.A.

Linked account: Fineco Account

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

Prestito Green

Loan for installing renewable energy technology in your home

Amount
up to 50.000 €
Term
Not available
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: FinecoBank S.p.A.

Linked account: Fineco Account

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

Repayment flexibility

Skip an installment: —

Reduce an installment: —

Change payment day: —

Additional borrowing: Yes

Additional liquidity available in debt consolidation (minimum 1,000 €, maximum overall 30,000 €)

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
— · Additional liquidity available in debt consolidation (minimum 1,000 €, maximum overall 30,000 €)
Option fee:
—

Lender: FinecoBank S.p.A.

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
Yes
Skip an installment
—
Joint borrower
Yes
Guarantor accepted
—
Education
—
Home
—
Mobility
—
Health
—
Family
—
Sustainability
Yes
Starting a career
—
Documents and sources