ExtraPrestito
APR (TAEG)
17.32%
Who can apply
For consumers acting for purposes unrelated to their professional activity.
All of these conditions
Customers acting for purposes unrelated to any business, commercial, craft or professional activity they may carry out (consumers).
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
ExtraPrestito
Fixed-rate personal loan for any purpose
- Amount
- 6.000 €–25.000 €
- Term
- 24–84 months
- Annual interest rate (TAN)
- 14.5%
- APR range (TAEG)
- Not available
Lender: EXTRABANCA S.p.A.
- Origination fee
- 1.2% · min. 70,00 €
- Installment collection
- 4,00 € / month
- Statement delivery
- 1,00 € / —
- Statement stamp duty
- —
- Early repayment
1%
if the remaining life of the contract is greater than one year
0.5%
if the remaining life of the contract is equal to or less than one year
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
0.25%
for loans with a duration exceeding 18 months with the exercise of the option referred to in art. 17 D.P.R. 601/1973
- Cost conditions
- The compensation cannot exceed the amount of interest for the remaining life. It is not due in the case of guarantee insurance, non-fixed rate, residual debt <= 10,000 € or portability (art. 120-quater TUB).
Representative examples
Published lender examples; these are not personal quotes.
10.000 € · 48 months
Installment 279,78 € · APR (TAEG) 17.32%
10.000,00 € loan with a 48-month term, monthly instalments and funds disbursed on the first day of the month
10.000 € · 24 months
Installment 486,50 € · APR (TAEG) —
10.000,00 € loan with a 24-month term
10.000 € · 60 months
Installment 239,29 € · APR (TAEG) —
10.000,00 € loan with a 60-month term
10.000 € · 72 months
Installment 212,75 € · APR (TAEG) —
10.000,00 € loan with a 72-month term
10.000 € · 84 months
Installment 194,18 € · APR (TAEG) —
10.000,00 € loan with an 84-month term
Repayment flexibility
Skip an installment: Yes
Pause instalment payments
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- — · Pause instalment payments
- Option fee:
- Free
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Lender: EXTRABANCA S.p.A.
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- —
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- —
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —