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Crédit Agricole Italia

Prestito Agos per Transizione Energetica

APR (TAEG)

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Who can apply

All of these conditions

  • Provide an ID card, tax code, proof of income and a quote or invoice/payment receipt issued within the 3 months before applying.

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Agos per Transizione Energetica

New loans for energy transition and efficiency improvements

Amount
up to 75.000 €
Term
up to 120 months
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: Agos Ducato S.p.A.

Origination fee
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Installment collection
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Statement delivery
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Statement stamp duty
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Early repayment

1%

If more than one year remains on the agreement

0.5%

If one year or less remains on the agreement

Contract stamp duty
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Registration tax
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Substitute tax
—
Cost conditions
The compensation cannot exceed the amount of interest that the Customer would have paid for the remaining life of the contract and is excluded in the presence of specific conditions (e.g., amount less than or equal to 10,000 €).

Repayment flexibility

Skip an installment: Yes

Up to 3 times during the loan and once per year, provided payments are up to date and repayment is by SDD direct debit

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
3 · Up to 3 times during the loan and once per year, provided payments are up to date and repayment is by SDD direct debit
Option fee:
Free

Reduce an installment: Yes

Up to 3 times during the loan and once per year, provided payments are up to date and repayment is by SDD direct debit

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
3 · Up to 3 times during the loan and once per year, provided payments are up to date and repayment is by SDD direct debit
Option fee:
Free

Change payment day: Yes

Once for each year of validity and for a maximum of 3 times during the financing, starting from the 4° installment

Paid installments before first use:
3
Minimum months between uses:
3
Maximum uses:
3 · Once for each year of validity and for a maximum of 3 times during the financing, starting from the 4° installment
Option fee:
—

Additional borrowing: —

Lender: Agos Ducato S.p.A.

Distributor: Crédit Agricole Italia

Features

Fixed rate available
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Variable rate available
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Debt consolidation
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Skip an installment
Yes
Joint borrower
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Guarantor accepted
Yes
Education
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Home
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Mobility
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Health
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Family
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Sustainability
Yes
Starting a career
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Documents and sources

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