Prestito Personale smart Agos online
APR (TAEG)
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General offer terms
Costs not documented
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Prestito Personale Flessibile Agos
Flexible personal loan provided by Agos Ducato S.p.A. and distributed by Crédit Agricole Italia.
- Amount
- Not available
- Term
- up to 180 months
- Annual interest rate (TAN)
- Not available
- APR range (TAEG)
- Not available
Lender: Agos Ducato S.p.A.
- Origination fee
- —
- Installment collection
- —
- Statement delivery
- —
- Statement stamp duty
- —
- Early repayment
1%
If more than one year remains on the agreement
0.5%
If one year or less remains on the agreement
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- Postal or telephone reminder fees: €15.49 for each intervention; home interventions: €50.00 for €500.00 or fraction; unpaid SDD re-presentation fee: €5.16; default formal notice fee: €12.91; fee for forfeiture of the benefit of the term: €20.66.
Repayment flexibility
Skip an installment: Yes
Postponement of installment repayment: exercisable once for each year of validity, for a maximum of 3 times for amounts up to €30,000.00 and 5 times for amounts over €30,000.00, with a notice of at least 15 days.
- Paid installments before first use:
- 3
- Minimum months between uses:
- —
- Maximum uses:
- 5 · Postponement of installment repayment: exercisable once for each year of validity, for a maximum of 3 times for amounts up to €30,000.00 and 5 times for amounts over €30,000.00, with a notice of at least 15 days.
- Option fee:
- —
Reduce an installment: Yes
Modification of the installment amount: exercisable once for each year of validity, for a maximum of 3 times for amounts up to €30,000.00 and 5 times for amounts exceeding €30,000.00, with at least 40 days' notice.
- Paid installments before first use:
- 3
- Minimum months between uses:
- —
- Maximum uses:
- 5 · Modification of the installment amount: exercisable once for each year of validity, for a maximum of 3 times for amounts up to €30,000.00 and 5 times for amounts exceeding €30,000.00, with at least 40 days' notice.
- Option fee:
- —
Change payment day: Yes
Change of the installment payment due date: starting from the 4th installment, once for each year of validity and for a maximum of 3 times during the course of the loan, with at least 25 days notice.
- Paid installments before first use:
- 3
- Minimum months between uses:
- 3
- Maximum uses:
- 3 · Change of the installment payment due date: starting from the 4th installment, once for each year of validity and for a maximum of 3 times during the course of the loan, with at least 25 days notice.
- Option fee:
- —
Additional borrowing: —
Lender: Agos Ducato S.p.A.
Distributor: Crédit Agricole Italia
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- —
- Skip an installment
- Yes
- Joint borrower
- Yes
- Guarantor accepted
- Yes
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
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