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BPER Banca

Prestito Smart/Smart+

APR (TAEG)

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Who can apply

All of these conditions

  • Aged 18 to 78 when the loan matures

  • Già clienti del Gruppo BPER con conto corrente aperto da almeno 4 mesi e che hanno accreditato almeno per 3 mesi consecutivi pensione/stipendio sul conto corrente.

  • Resident in Italy for at least 2 years

General offer terms

Costs not documented

Not available

Repayment flexibility

Skip an installment: Yes

Skip an instalment option

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
— · Skip an instalment option
Option fee:
—

Reduce an installment: Yes

Installment change option

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
— · Installment change option
Option fee:
—

Change payment day: —

Additional borrowing: —

Other financial terms

Other financial terms

Payable amount: Free

Standard e promozionale

Any of these conditions

  • Richiesta online dall'app BPER o con il supporto dei Consulenti Online

Lender: Bibanca

Distributor: BPER Banca

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
Yes
Skip an installment
Yes
Joint borrower
—
Guarantor accepted
Yes
Education
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Home
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Mobility
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Health
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Family
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Sustainability
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Starting a career
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Documents and sources