BPER Banca
Prestito Smart/Smart+
APR (TAEG)
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Who can apply
All of these conditions
Aged 18 to 78 when the loan matures
Existing BPER Group customers with a current account open for at least 4 months and who have had their pension/salary credited to the current account for at least 3 consecutive months.
Resident in Italy for at least 2 years
General offer terms
Costs not documented
Not available
Repayment flexibility
Skip an installment: Yes
Skip an instalment option
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- — · Skip an instalment option
- Option fee:
- —
Reduce an installment: Yes
Installment change option
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- — · Installment change option
- Option fee:
- —
Change payment day: —
Additional borrowing: —
Other financial terms
Other financial terms
Payable amount: Free
Standard and promotional
Any of these conditions
Online request via the BPER app or with the support of Online Consultants
Lender: Bibanca
Distributor: BPER Banca
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- Yes
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- Yes
- Education
- —
- Home
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- Mobility
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- Health
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- Family
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- Sustainability
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- Starting a career
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