Prestito Smart/Smart+
APR (TAEG)
Rate not available
General offer terms
Costs not documented
Not available
Who can apply
All of these conditions
Aged 18 to 78 when the loan matures
Existing BPER Group customers with a current account open for at least 4 months and who have had their pension/salary credited to the current account for at least 3 consecutive months.
Resident in Italy for at least 2 years
Repayment flexibility
Skip an installment: Yes
Skip an instalment option
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- — · Skip an instalment option
- Option fee:
- —
Reduce an installment: Yes
Installment change option
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- — · Installment change option
- Option fee:
- —
Change payment day: —
Additional borrowing: —
Other financial terms
Other financial terms
Payable amount: Free
Standard and promotional
Any of these conditions
Online request via the BPER app or with the support of Online Consultants
Lender: Bibanca
Distributor: BPER Banca
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- Yes
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- Yes
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
Documents and sources
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