Prestito Immediato
APR (TAEG)
7.22–13.79%
Who can apply
Product for customers who have held a BBVA current account for at least 3 months.
All of these conditions
You must have held a current account with the Bank for at least 3 months.
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Prestito Immediato Standard
Fixed-rate loan for BBVA customers
- Amount
- 3.000 €–35.000 €
- Term
- 12–96 months
- Annual interest rate (TAN)
- 6.99–12.99%
- APR range (TAEG)
- up to 13.79%
Lender: BANCO BILBAO VIZCAYA ARGENTARIA, S.A. – Succursale italiana
- Origination fee
- Free
- Installment collection
- Free / month
- Statement delivery
- —
- Statement stamp duty
- —
- Early repayment
1%
If more than one year remains on the loan
0.5%
If 1 year or less remains on the loan
Free
No compensation is due if repayment is made under an insurance contract or if the amount repaid is 10.000 € or less.
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
- —
- Cost conditions
- Periodic documentation sending fees: 0,00 € in electronic format, 1,65 € in paper format. Installment collection fees: 0,00 € with debit on BBVA bank account, 4,00 € with payment from another bank.
Representative examples
Published lender examples; these are not personal quotes.
10.000 € · 60 months
Installment 197,96 € · APR (TAEG) 7.22%
Total repayable 11.877,96 €
Example 1
10.000 € · 60 months
Installment 207,54 € · APR (TAEG) 9.37%
Total repayable 12.452,03 €
Example 2
10.000 € · 60 months
Installment 227,48 € · APR (TAEG) 13.79%
Total repayable 13.648,77 €
Example 3
Repayment flexibility
Skip an installment: —
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Other financial terms
Other financial terms
Reduction: 1%
Fixed-rate loan for BBVA customers
All of these conditions
The instalment is debited from the BBVA current account, and a total of at least 800 € must have been credited during the second preceding calendar month.
Lender: BANCO BILBAO VIZCAYA ARGENTARIA, S.A. – Succursale italiana
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- —
- Skip an installment
- —
- Joint borrower
- —
- Guarantor accepted
- —
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —