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BBVA Italia

Prestito Immediato

APR (TAEG)

7.22–13.79%

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Immediato Standard

Fixed-rate loan for BBVA customers

Amount
€3,000–€35,000
Term
12–96 months
Annual interest rate (TAN)
6.99–12.99%
APR range (TAEG)
up to 13.79%

Lender: BANCO BILBAO VIZCAYA ARGENTARIA, S.A. – Succursale italiana

Origination fee
Free
Installment collection
Free / month
Statement delivery
—
Statement stamp duty
—
Early repayment

1%

If more than one year remains on the loan

0.5%

If 1 year or less remains on the loan

Free

No compensation is due if repayment is made under an insurance contract or if the amount repaid is €10,000 or less.

Contract stamp duty
—
Registration tax
—
Substitute tax
—
Cost conditions
Periodic documentation sending fees: €0.00 in electronic format, €1.65 in paper format. Installment collection fees: €0.00 with debit on BBVA bank account, €4.00 with payment from another bank.
Representative examples

Published lender examples; these are not personal quotes.

€10,000 · 60 months

Installment €197.96 · APR (TAEG) 7.22%

Total repayable €11,877.96

Example 1

€10,000 · 60 months

Installment €207.54 · APR (TAEG) 9.37%

Total repayable €12,452.03

Example 2

€10,000 · 60 months

Installment €227.48 · APR (TAEG) 13.79%

Total repayable €13,648.77

Example 3

Who can apply

Product for customers who have held a BBVA current account for at least 3 months.

Full conditions

All of these conditions

  • You must have held a current account with the Bank for at least 3 months.

Repayment flexibility

Skip an installment: —

Reduce an installment: —

Change payment day: —

Additional borrowing: —

Other financial terms

Other financial terms

Reduction: 1%

Fixed-rate loan for BBVA customers

All of these conditions

  • The instalment is debited from the BBVA current account, and a total of at least €800 must have been credited during the second preceding calendar month.

Lender: BANCO BILBAO VIZCAYA ARGENTARIA, S.A. – Succursale italiana

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
—
Skip an installment
—
Joint borrower
—
Guarantor accepted
—
Education
—
Home
—
Mobility
—
Health
—
Family
—
Sustainability
—
Starting a career
—
Documents and sources

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