
Prestito BancoPosta Online
APR (TAEG)
Rate not available
General offer terms
Costs not documented
Not available
Who can apply
All of these conditions
You are at least 18 years old.
if you are resident in Italy
You have verifiable income earned in Italy from employment or a pension (self-employed, employee or pensioner).
You have registered on poste.it and hold a BancoPosta account that has been active for at least 30 days; BancoPosta Internet Banking must be activated.
Repayment flexibility
Skip an installment: Yes
maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end
- Paid installments before first use:
- 6
- Minimum months between uses:
- 12
- Maximum uses:
- 3 · maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end
- Option fee:
- —
Reduce an installment: Yes
modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month
- Paid installments before first use:
- 6
- Minimum months between uses:
- 1
- Maximum uses:
- — · modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month
- Option fee:
- —
Change payment day: —
Additional borrowing: —
Lender: Findomestic Banca S.p.A.
Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- No
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- Yes
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
Documents and sources
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