Banco Desio
Prestito Personale
APR (TAEG)
7.97%
General offer terms
TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.
Offerta Promozionale Tasso Fisso
Applications from 16 October to 30 November 2026.
- Amount
- Not available
- Term
- Not available
- Annual interest rate (TAN)
- 7.45%
- APR range (TAEG)
- 7.97%
Lender: Fides S.p.A.
- Origination fee
- —
- Installment collection
- —
- Statement delivery
- —
- Statement stamp duty
- —
- Early repayment
- —
- Contract stamp duty
- —
- Registration tax
- —
- Substitute tax
- —
Representative examples
Published lender examples; these are not personal quotes.
18.000 € · 84 months
Installment 284,50 € · APR (TAEG) 7.97%
Total repayable 23.928 €
Representative example for an 18.000,00 € personal loan over 84 months
Repayment flexibility
Skip an installment: Yes
You pay the first installment after 4 months: you start paying next year.
- Paid installments before first use:
- —
- Minimum months between uses:
- —
- Maximum uses:
- — · You pay the first installment after 4 months: you start paying next year.
- Option fee:
- —
Reduce an installment: —
Change payment day: —
Additional borrowing: —
Lender: Fides S.p.A.
Distributor: Banco di Desio e Brianza
Features
- Fixed rate available
- Yes
- Variable rate available
- No
- Debt consolidation
- —
- Skip an installment
- Yes
- Joint borrower
- —
- Guarantor accepted
- —
- Education
- —
- Home
- —
- Mobility
- —
- Health
- —
- Family
- —
- Sustainability
- —
- Starting a career
- —
Documents and sources
Similar offers
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APR (TAEG)
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