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Banco di Sardegna

Prestiti per privati

APR (TAEG)

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General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestiti Personali

Amount
€3,000–€75,000
Term
12–120 months
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: Banco di Sardegna

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

All of these conditions

  • Aged 18–78

Cessione del Quinto

Amount
up to €75,000
Term
up to 120 months
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: Banco di Sardegna

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

All of these conditions

  • Public- and private-sector employees and pensioners.

  • Aged 18–80

Prestiti Online

Amount
€2,000–€75,000
Term
12–120 months
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: Banco di Sardegna

Linked account: Banco di Sardegna customers

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

All of these conditions

  • Aged 18–78

  • Banco di Sardegna customers

Prestito Senza Barriere

Amount
€1,001–€25,000
Term
up to 120 months
Annual interest rate (TAN)
Not available
APR range (TAEG)
Not available

Lender: Banco di Sardegna

Origination fee
—
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

All of these conditions

  • People who are not self-sufficient

Repayment flexibility

Skip an installment: Yes

Personal loans

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
— · Personal loans
Option fee:
—

Reduce an installment: —

Change payment day: Yes

Personal loans

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
— · Personal loans
Option fee:
—

Additional borrowing: —

Lender: Banco di Sardegna

Features

Fixed rate available
Yes
Variable rate available
Yes
Debt consolidation
Yes
Skip an installment
Yes
Joint borrower
—
Guarantor accepted
—
Education
—
Home
—
Mobility
—
Health
Yes
Family
—
Sustainability
—
Starting a career
—
Documents and sources

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