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Banco Desio

Prestito Personale Green Migliora

APR (TAEG)

7.2%

Who can apply

Public- and private-sector employees, self-employed workers and pensioners can apply to support environmentally friendly choices.

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Personale Green Migliora

Amount
€2,000–€75,000
Term
24–120 months
Annual interest rate (TAN)
from 6.69%
APR range (TAEG)
Not available

Lender: Fides S.p.A.

Origination fee
Free
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—
Cost conditions
No loan disbursement fee.

Public- and private-sector employees, self-employed workers and pensioners can apply to support environmentally friendly choices.

Representative examples

Published lender examples; these are not personal quotes.

€18,000 · 84 months

Installment €269 · APR (TAEG) 7.2%

Total repayable €22,624

Simulation for an €18,000.00 personal loan over 84 months

Repayment flexibility

Skip an installment: Yes

Available starting from the seventh installment, with a minimum interval of 12 months between each skipped payment, and only if there are no overdue payments on the personal loan. No installment extension interest will be charged to the customer.

Paid installments before first use:
6
Minimum months between uses:
12
Maximum uses:
3 · Available starting from the seventh installment, with a minimum interval of 12 months between each skipped payment, and only if there are no overdue payments on the personal loan. No installment extension interest will be charged to the customer.
Option fee:
—

Reduce an installment: —

Change payment day: —

Additional borrowing: —

Lender: Fides S.p.A.

Distributor: Banco di Desio e della Brianza S.p.A.

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
—
Skip an installment
Yes
Joint borrower
—
Guarantor accepted
—
Education
—
Home
Yes
Mobility
Yes
Health
—
Family
—
Sustainability
Yes
Starting a career
—
Documents and sources

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