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Banca Sella

Prestito Sella Smart

APR (TAEG)

7.57–13.38%

Who can apply

For existing Banca Sella consumer customers who hold a consumer current account.

All of these conditions

  • For existing Banca Sella consumer customers

  • holders of a consumer current account

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Prestito Sella Smart (Condizioni Generali / Foglio Informativo)

Terms applicable to all customers

Amount
€1,000–€50,000
Term
up to 120 months
Annual interest rate (TAN)
from 12%
APR range (TAEG)
Not available

Lender: Banca Sella S.p.A.

Linked account: account indicated by the Customer

Origination fee
2%
Installment collection
€2.00 / month
Statement delivery
—
Statement stamp duty
—
Early repayment

1%

if the remaining life of the contract is greater than 1 year

0.5%

if the remaining life of the contract is equal to or less than 1 year

Contract stamp duty
—
Registration tax
—
Substitute tax

0.25%

As an alternative to registration, stamp, mortgage and cadastral taxes, and government concession taxes if applicable

Representative examples

Published lender examples; these are not personal quotes.

€50,000 · 120 months

Installment €731.71 · APR (TAEG) 13.38%

Total repayable €88,181.83

€50,000.00 loan over 120 months

Prestito Sella Smart (Online)

Online offer for existing customers

Amount
up to €50,000
Term
Not available
Annual interest rate (TAN)
from 7.2%
APR range (TAEG)
Not available

Lender: Banca Sella S.p.A.

Linked account: current account for consumers

Origination fee
Free
Installment collection
—
Statement delivery
—
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax

0.25%

on the loan amount

For existing Banca Sella consumer customers who hold a consumer current account.

All of these conditions

  • For existing Banca Sella consumer customers

  • holders of a consumer current account

Representative examples

Published lender examples; these are not personal quotes.

€11,000 · 60 months

Installment €218.86 · APR (TAEG) 7.57%

Total repayable €13,164.08

Online example: €11,000 in 60 monthly instalments

Repayment flexibility

Skip an installment: —

Reduce an installment: —

Change payment day: —

Additional borrowing: —

Lender: Banca Sella S.p.A.

Features

Fixed rate available
Yes
Variable rate available
No
Debt consolidation
—
Skip an installment
—
Joint borrower
—
Guarantor accepted
—
Education
—
Home
—
Mobility
—
Health
—
Family
—
Sustainability
—
Starting a career
—
Documents and sources

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