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Banca Etica

Prestito Personale Bene Comune

APR (TAEG)

8.01–9.23%

Who can apply

All of these conditions

  • Consumer customer with no protested bills or adverse credit records.

General offer terms

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

Bene Comune - Tasso Fisso

Bene Comune – fixed rate

Amount
up to €75,000
Term
19–180 months
Annual interest rate (TAN)
8.5–9%
APR range (TAEG)
Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Origination fee
€80.00 + 1% · min. €250
Installment collection
Free / month
Statement delivery
Free
Statement stamp duty
—
Early repayment

Free

Early repayment fee

Contract stamp duty

€16.00

Transactions with a term of 18 months or less

All of these conditions

  • Stamp duty is not due if the loan is settled on a current account opened at the same bank.

Registration tax
—
Substitute tax

0.25%

Transactions with a term longer than 18 months

Cost conditions
Disbursement fees (processing fees): up to €5,000.00: €80.00; above: 1% Minimum: €250.00.
Representative examples

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 9.09%

Total repayable €44,934.85

Fixed rate, 10 years

Bene Comune - Tasso Variabile

Bene Comune – variable rate

Amount
up to €75,000
Term
up to 180 months
Annual interest rate (TAN)
8.63%
APR range (TAEG)
Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Origination fee
€80.00 + 1% · min. €250
Installment collection
Free / month
Statement delivery
Free
Statement stamp duty
—
Early repayment

Free

Early repayment

Contract stamp duty

€16.00

Transactions with a term of 18 months or less

Registration tax
—
Substitute tax

0.25%

Transactions with a term longer than 18 months

Cost conditions
Disbursement fees (processing fees): up to €5,000.00: €80.00; above: 1% Minimum: €250.00.
Representative examples

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 9.23%

Total repayable €45,185.54

Variable rate, 3-month Euribor/360, 10 years

Bene Comune - Tasso Fisso (Soci)

Bene Comune – fixed rate for members

Amount
up to €75,000
Term
19–180 months
Annual interest rate (TAN)
7.5–8%
APR range (TAEG)
Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Origination fee
€80.00 + 1% · min. €250
Installment collection
Free / month
Statement delivery
Free
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

All of these conditions

  • For Banca Etica members

Representative examples

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 8.01%

Total repayable €43,032.64

Fixed rate, 10 years, members

Bene Comune - Tasso Variabile (Soci)

Bene Comune – variable rate for members

Amount
up to €75,000
Term
up to 180 months
Annual interest rate (TAN)
7.63%
APR range (TAEG)
Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Origination fee
€80.00 + 1% · min. €250
Installment collection
Free / month
Statement delivery
Free
Statement stamp duty
—
Early repayment
—
Contract stamp duty
—
Registration tax
—
Substitute tax
—

All of these conditions

  • For Banca Etica members

Representative examples

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 8.15%

Total repayable €43,277.29

Variable rate, 3-month Euribor/360, members, 10 years

Repayment flexibility

Skip an installment: Yes

Paid installments before first use:
—
Minimum months between uses:
—
Maximum uses:
—
Option fee:
Free

Reduce an installment: —

Change payment day: —

Additional borrowing: —

Lender: Banca Popolare Etica Società Cooperativa per Azioni

Features

Fixed rate available
Yes
Variable rate available
Yes
Debt consolidation
—
Skip an installment
Yes
Joint borrower
—
Guarantor accepted
—
Education
—
Home
—
Mobility
Yes
Health
Yes
Family
Yes
Sustainability
Yes
Starting a career
—
Documents and sources

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