Skip to content
isybank

Piano isySmart

3,90 € / month

Standard fee: 3,90 € / month

Free / month · For year

Who can apply

All of these conditions

  • Il conto è riservato a soggetti residenti in Italia.

  • Il conto è disponibile solo per conto monointestato.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

Giovani (164) · Online
88,80 € · Stamp duty excluded
Famiglie con operatività bassa (201) · Online
63,40 € · Stamp duty excluded
Famiglie con operatività media (228) · Online
116,60 € · Stamp duty excluded
Famiglie con operatività elevata (253) · Online
120,60 € · Stamp duty excluded
Pensionato con operatività bassa (124) · Online
67,40 € · Stamp duty excluded
Pensionato con operatività media (189) · Online
119,80 € · Stamp duty excluded

Tax and other charges

Stamp duty
34,20 € / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
Free
Other-bank ATM withdrawals
0,40 €
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
0,40 €

Account-linked cards

Debit card
Free / month
Card issue fee: Free
Delivery: Free
Card replacement: 5,00 €
Foreign-currency payments: 1% · min. 0,00 €
Credit card
3,90 € / month
Card issue fee: Free
Card replacement: Free
Prepaid card
—

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

Free / month Conditional

For year

Any of these conditions

  • Accredito dello stipendio o della pensione nel periodo dall'01/11/2026 al 31/12/2027.

  • Accredito di un bonifico di almeno 600 € nel periodo dall'01/11/2026 al 31/12/2027 per il rimborso del canone del mese.

Other financial terms

Account fee

Payable amount: Free / month

Expired terms

For month

All of these conditions

  • Promozione valida per i clienti che hanno sottoscritto il piano con la promo dal 05/05/2026 al 15/09/2026, con canone azzerato fino al 31/10/2026.

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
Yes
Joint account
No
Branch banking
No
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
Yes
Google Pay
Yes
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • isybank

Documents and sources

Similar offers