Piano isySmart
€3.90 / month
Standard fee: €3.90 / month
Free / month · For year
Fees and discounts
Select a fee only if all its conditions apply; discounts do not stack.
Free / month Conditional
For year
Any of these conditions
Salary or pension credit in the period from 01/11/2026 to 31/12/2027.
Credit of a bank transfer of at least €600 in the period from 01/11/2026 to 31/12/2027 for the refund of the monthly fee.
Who can apply
All of these conditions
The account is reserved for individuals resident in Italy.
The account is available only for single-holder accounts.
All ISC / ICC profiles
Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.
| Profile | Online |
|---|---|
| Youth (164) | €88.80 |
| Low-activity households (201) | €63.40 |
| Medium-activity households (228) | €116.60 |
| High-activity households (253) | €120.60 |
| Low activity pensioner (124) | €67.40 |
| Average activity pensioner (189) | €119.80 |
Stamp duty excluded
Tax and other charges
- Stamp duty
- €34.20 / year
- Separate from the fee; applicability is conditional.
- Tax paid by the bank
- No
- Account opening fee
- Free
- Online SEPA transfers
- Free
- Other-bank ATM withdrawals
- €0.40
- Own-bank withdrawals
- Free · Unlimited free transactions
- Foreign-currency withdrawals
- €0.40
Account-linked cards
- Debit card
- Free / month
- Card issue fee: Free
- Delivery: Free
- Card replacement: €5.00
- Foreign-currency payments: 1% · min. €0.00
- Credit card
- €3.90 / month
- Card issue fee: Free
- Card replacement: Free
- Prepaid card
- —
Other financial terms
Account fee
Payable amount: Free / month
Expired terms
For month
All of these conditions
Promotion valid for customers who subscribed to the plan with the promo from 05/05/2026 to 15/09/2026, with a zero fee until 31/10/2026.
Features
- Free without conditions
- No
- Free with conditions
- Yes
- Free for an initial period
- Yes
- Joint account
- No
- Branch banking
- No
- Cash deposits
- Yes
- Italian IBAN
- Yes
- F24 tax payments
- Yes
- Debit card available
- Yes
- Apple Pay
- Yes
- Google Pay
- Yes
- App available in English
- —
- Account opening in English
- —
- Customer support in English
- —
Bank apps
Provider apps: check that your product is supported. Store availability does not establish English support.
isybank
Documents and sources
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