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Intesa Sanpaolo

XME Conto Gold

10,90 € / month

Standard fee: 10,90 € / month

5,90 € / month

At least one salary or pension payment must be credited to this account every two months. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

4,90 € / month

At least one eligible product must be charged to this account: XME Protezione, Polizza Auto ViaggiaConMe or Polizza MotoConMe. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

2,90 € / month

Deve essere regolato su questo conto il servizio Valore Insieme Pacchetto Patrimonio 2.0; il titolare deve essere intestatario o cointestatario del conto. Requisiti rilevati il giorno 20 di ogni mese; in caso di esito positivo il prezzo agevolato si applica nel mese successivo.

Other fee options (1)

Who can apply

Il conto richiede la sottoscrizione del contratto My Key per l'operatività a distanza e l'utilizzo della firma digitale.

All of these conditions

  • Dedicated to consumer clients resident and non-resident with an Italian tax code.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

Giovani · Branch
142,60 € · Stamp duty excluded
Giovani · Online
135 € · Stamp duty excluded
Famiglie con operatività bassa · Branch
118 € · Stamp duty excluded
Famiglie con operatività bassa · Online
109,40 € · Stamp duty excluded
Famiglie con operatività media · Branch
127,30 € · Stamp duty excluded
Famiglie con operatività media · Online
117,70 € · Stamp duty excluded
Famiglie con operatività elevata · Branch
138,60 € · Stamp duty excluded
Famiglie con operatività elevata · Online
128 € · Stamp duty excluded
Pensionato con operatività bassa · Branch
112,80 € · Stamp duty excluded
Pensionato con operatività bassa · Online
104,20 € · Stamp duty excluded
Pensionato con operatività media · Branch
128,10 € · Stamp duty excluded
Pensionato con operatività media · Online
118,50 € · Stamp duty excluded

Tax and other charges

Stamp duty
34,20 € / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
—
Online SEPA transfers
0,50 €
Other-bank ATM withdrawals
0,50 €
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
—

Account-linked cards

Debit card
Free / month
Card issue fee: Free
Credit card
Free / month
Card issue fee: Free

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

5,90 € / month Conditional

At least one salary or pension payment must be credited to this account every two months. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

All of these conditions

  • Salary or pension credit (at least one credit to the account every two months).

4,90 € / month Conditional

At least one eligible product must be charged to this account: XME Protezione, Polizza Auto ViaggiaConMe or Polizza MotoConMe. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

2,90 € / month Conditional

Deve essere regolato su questo conto il servizio Valore Insieme Pacchetto Patrimonio 2.0; il titolare deve essere intestatario o cointestatario del conto. Requisiti rilevati il giorno 20 di ogni mese; in caso di esito positivo il prezzo agevolato si applica nel mese successivo.

Free / month Conditional

Deve essere regolato su questo conto il servizio Valore Insieme Pacchetto Exclusive; il titolare deve essere intestatario o cointestatario del conto. Requisiti rilevati il giorno 20 di ogni mese; in caso di esito positivo il prezzo agevolato si applica nel mese successivo.

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
—
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
—
Google Pay
—
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • Intesa Sanpaolo Mobile

Documents and sources

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