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Intesa Sanpaolo

XME Conto Silver

€5.90 / month

Standard fee: €5.90 / month

€2.90 / month

€1.90 / month

Free / month

Other fee options (1)

Who can apply

All of these conditions

  • Dedicated to consumer clients resident and non-resident with an Italian tax code.

  • Subscription to the My Key contract.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

Youth (164) · Branch
€115 · Stamp duty excluded
Youth (164) · Online
€104.80 · Stamp duty excluded
Low-activity households (201) · Branch
€109.30 · Stamp duty excluded
Low-activity households (201) · Online
€96.80 · Stamp duty excluded
Medium-activity households (228) · Branch
€184.90 · Stamp duty excluded
Medium-activity households (228) · Online
€170.10 · Stamp duty excluded
High-activity households (253) · Branch
€196.90 · Stamp duty excluded
High-activity households (253) · Online
€179.80 · Stamp duty excluded
Low activity pensioner (124) · Branch
€89.80 · Stamp duty excluded
Low activity pensioner (124) · Online
€77.30 · Stamp duty excluded
Average activity pensioner (189) · Branch
€174 · Stamp duty excluded
Average activity pensioner (189) · Online
€159.20 · Stamp duty excluded

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
€1.20
Other-bank ATM withdrawals
€2.00
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
€2.00

Account-linked cards

Debit card
Free / month
Card issue fee: Free
Card replacement: Free
Credit card
€5.00 / month
Card issue fee: Free

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

€2.90 / month Conditional

All of these conditions

  • Salary or pension credit (at least one credit transaction on the account every two months). Checked on the 20th of each month, applied in the following month.

€1.90 / month Conditional

All of these conditions

  • Holding a protection product settled on the account. Check on day 20 of each month, application in the following month.

Free / month Conditional

All of these conditions

  • Ownership of the Valore Insieme Patrimonio 2.0 Package service (account holder or joint holder). Assessment on the 20th of the month, application in the following month.

Free / month Conditional

All of these conditions

  • Ownership of the Valore Insieme Exclusive Package service (account holder or joint holder). Assessment on the 20th of the month, application in the following month.

Other financial terms

Other financial terms

Payable amount: Free

All of these conditions

  • Concession provided by holding the Valore Insieme Pacchetto Exclusive.

Online SEPA transfers

Payable amount: Free

All of these conditions

  • Concession provided by holding the Valore Insieme Pacchetto Exclusive.

Other financial terms

Payable amount: Free

All of these conditions

  • Concession provided by holding the Valore Insieme Pacchetto Exclusive.

Other financial terms

Payable amount: Free

All of these conditions

  • Concession provided by holding the Valore Insieme Pacchetto Exclusive.

Other financial terms

Payable amount: €0.20

All of these conditions

  • Concession provided by holding the Valore Insieme Pacchetto Exclusive.

Other financial terms

Payable amount: Free

All of these conditions

  • Concession provided by holding the Valore Insieme Pacchetto Exclusive.

Other financial terms

Payable amount: Free

All of these conditions

  • Concession provided by holding the Valore Insieme Pacchetto Exclusive.

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
—
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
Yes
Google Pay
Yes
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • Intesa Sanpaolo Mobile

Documents and sources

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